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Great Cities for Finding Your Favorite Comfort Food
We know a house isn’t truly a home without good meals with the people you love. That’s why we’re rounding up a list of popular comfort foods and great cities for finding your favorites.
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7 Energy Efficient Ways to Stay Cool This Summer
At Primary Residential Mortgage, Inc., we know that keeping your home comfortable in the summer heat can get pricey. We want to help you stay cool this summer without sending your energy bill through the roof.
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Top 5 Reverse Mortgage Myths
According to legend, the first reverse mortgage was written by a banker in 1961 to help the widow of his high school football coach remain in her home. But it wasn’t until the late 1980s that Congress approved regulations and reverse mortgages became more common. Today, almost 50,000 reverse mortgages are made every year. Despite their growing popularity, myths and misunderstandings persist.
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What is a Cash-Out Refinance?
Equity is the difference between what a person owes on their mortgage and what their home is worth. Tappable equity is the amount a homeowner could withdraw with a cash-out refinance and still be at the acceptable loan-to-value threshold of 80%.
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7 Signs You're Ready to Stop Renting and Buy a Home
At Primary Residential Mortgage, Inc. we’re big fans of homeownership—but we’re also fans of making smart, long-term decisions. In many cases, buying a home is better than renting, but it’s not a decision to take lightly.
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Baby Proof Your Home
For growing babies and toddlers, figuring out the world is their full-time job. That includes exploring every accessible inch of their environment. As a mortgage lender, Primary Residential Mortgage, Inc. (PRMI) has shared in the joys of watching our customers’ families grow, and we’ve had many conversations about keeping new homes safe for curious cruisers. Here are some of our top baby-proofing tips for your home.
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New Home, No Down Payment*
If you’re ready to be a homeowner but not sure if you can save enough for a down payment, Primary Residential Mortgage, Inc. (PRMI) may be able to help.
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Spring Cleaning Checklist
Spring is a great time to tackle projects that you put off during cold winter weather. But with so much to do, it can be hard to know where to start. Our team at Primary Residential Mortgage, Inc. (PRMI) put together a spring cleaning checklist to make it easier to get your home spruced for spring.
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7 Smart Home Security Tips
You’ve put time, money and energy into finding a home you love, and now you need to make sure it stays safe and secure. Luckily, smart gadgets have made it easy to protect your home and family, even when you aren’t there.
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5 Spring Homebuying Tips: Land a house you love in a competitive market
At Primary Residential Mortgage, Inc. (PRMI) we know Spring feels like the perfect time for a fresh start and a new home. But since many other home seekers feel the same way, you could be house hunting in a particularly competitive market.
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Don’t Be Fooled! 10 Embarrassing Homebuyer Mistakes to Avoid
At one time or another, April 1st has made fools of us all. But while it might be fun to fall for a silly, innocent trick on a holiday, you don’t want to be caught playing the fool when you’re buying a home.
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A Reverse Mortgage Makes the Golden Years Even Better
Many Americans are facing the wonderful prospects of their approaching retirement. In fact, the Pew Research Center estimates that 10,000 baby boomers are retiring each day. As they gear up for bucket-list adventures and adjust their budgets, more retirees are using a reverse mortgage as a tool to meet their goals.
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Be the Envy of Your Neighbors By ‘Going Green’
Aspiring to live in an environmentally friendly home is a lot like being a supermarket-shopping coupon-cutter: you know you will save a lot of money in the long run, but are you willing to make the short-term effort? If you are, turning any home into a “green” one is not as cost-prohibited as you might think.
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To Lock or Not to Lock (a loan)? That is the Question
To paraphrase Shakespeare, is it nobler to lock a loan than to roll the dice? Before you answer that question, what, exactly, is a “locked loan”? It’s basically an agreement with the lender (or bank) to honor a specific interest rate for a specific cost for a specific time period.
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Homebuyers Have More Purchasing Power With an Increase in County Loan Limits
Despite the topsy-turvy world of today’s housing market, there is some good news for the new year. Beginning January 1, 2019, the Federal Housing Finance Agency (FHFA) increased its county loan limits for mortgages sold to Government-Sponsored Enterprises (GSE).
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Get Fiscally Fit in 2019
New Year’s resolutions often involve wellness goals. We resolve to eat better, go to the gym and get our annual checkup to make sure we are staying physically fit.
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New Year, New Tax Laws. What Does that Mean for Homeowners?
At Primary Residential Mortgage, Inc., we believe in educating our customers so they can make the best financial decisions for their circumstances.
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Primary Residential Mortgage, Inc. Named a Best Company to Work For
For the second consecutive year, Primary Residential Mortgage, Inc. (PRMI) has been honored as one of the “50 Best Companies to Work For” in the mortgage industry by Mortgage Executive Magazine.
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‘Twas the Night Before Christmas: A Home Improvement Holiday Story
‘Twas the night before Christmas and the house was a mess.
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What’s In a Closing Cost?
There are several expenses involved in a mortgage process, from down payments to various fees. Being prepared for the money you need to have on hand is an important factor in successfully obtaining a mortgage loan.
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A Homeowners Wish List to Santa
“Dear Santa, I’ve been really good this year! I now have a beautiful house, but would love a few extra gifts to make it feel a little more like home…”
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Mortgage Payment Basics
At Primary Residential Mortgage, we’re here to help you understand every area of the mortgage process.
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Building Hope in Guatemala
At Primary Residential Mortgage, we know the importance of contributing to our communities in a way that will help them thrive, which is why we look for opportunities to serve our neighbors through PRMI Giving Network.
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What is a Conforming Loan?
There are a number of different terms and designations associated with a home loan, many of which may not be too familiar. At Primary Residential Mortgage, we can help by explaining any terms you haven’t heard before, so you can focus on getting the best mortgage option to fit your budget.
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PRMI Named Top Workplace by The Salt Lake Tribune
Primary Residential Mortgage, Inc. (PRMI), which funded over $5.4 billion in home loans in 2017, has been awarded a 2018 Top Workplaces honor for the third year in a row by The Salt Lake Tribune.
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