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FHA Frequently Asked Questions
Get the answers you need to these common questions about FHA loans.
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‘Twas the Night Before Christmas: A Home Improvement Holiday Story
‘Twas the night before Christmas and the house was a mess.
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What’s In a Closing Cost?
There are several expenses involved in a mortgage process, from down payments to various fees. Being prepared for the money you need to have on hand is an important factor in successfully obtaining a mortgage loan.
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A Homeowners Wish List to Santa
“Dear Santa, I’ve been really good this year! I now have a beautiful house, but would love a few extra gifts to make it feel a little more like home…”
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Mortgage Payment Basics
At Primary Residential Mortgage, we’re here to help you understand every area of the mortgage process.
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Building Hope in Guatemala
At Primary Residential Mortgage, we know the importance of contributing to our communities in a way that will help them thrive, which is why we look for opportunities to serve our neighbors through PRMI Giving Network.
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What is a Conforming Loan?
There are a number of different terms and designations associated with a home loan, many of which may not be too familiar. At Primary Residential Mortgage, we can help by explaining any terms you haven’t heard before, so you can focus on getting the best mortgage option to fit your budget.
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PRMI Named Top Workplace by The Salt Lake Tribune
Primary Residential Mortgage, Inc. (PRMI), which funded over $5.4 billion in home loans in 2017, has been awarded a 2018 Top Workplaces honor for the third year in a row by The Salt Lake Tribune.
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How to Fortify Your Home Against a Zombie Attack
Is your home prepared to withstand a possible zombie apocalypse? If not, it should be. You never know when they could strike.
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The Dream Home Renovation Loan Program
If you’re interested in purchasing a home that needs significant renovations or repairs at the time of purchase, PRMI has several financing options within our Dream Home Renovation Loan Program that may be right for you.
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Employee Engagement: Why You're Missing Out If You Don't Have It
Did you know, organizations with high employee engagement outperform those with low employee engagement by 202 percent?
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Tips to Expedite a Mortgage
When it comes to getting a mortgage loan, the time it takes to complete the process can vary based on a number of factors. At Primary Residential Mortgage, we’re here to help guide our valued clients through every part of this process, including how long they can expect the process to take.
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Destination Next: PRMI National Conference 2018
Primary Residential Mortgage, Inc. recently hosted employees and business partners from across the nation at its 2018 National Conference at the Marriot Harbor Beach Resort & Spa in Fort Lauderdale, Florida.
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PRMI’s 20th Anniversary Bash
Primary Residential Mortgage, Inc. (PRMI) is celebrating its 20th year in business this month, and who doesn’t love to celebrate their birthday? We know we do, which is why we decided this accomplishment deserved a party of its own.
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The Benefits of Reverse Mortgages
For people at or nearing retirement age, a mortgage can mean some very different things than it does for most other people. A mortgage is a lifetime’s greatest expense for many adults, but many seniors are able to talk to a reverse mortgage broker and actually begin receiving money on their mortgage each month.
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Why Jumbo Loans Might Be Right For You
For people in search of a new home who are looking to make a splash and go big, the mortgage process can be a bit different than for normal folks.
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Which loan term is right for you?
When financing a home, it’s estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It’s a popular option because of the low monthly payments.
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Red Flags to Know in the Home Search
As a top mortgage company across the country, we at Primary Residential Mortgage are about more than just getting you the best mortgage rates.
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5 Benefits of VA Loans for Veterans
Veterans of our country’s armed forces and their families deserve recognition and repayment for all the sacrifices they’ve made, and the mortgage industry has long been at the forefront of this effort within the big business sphere.
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Determining if Discount Points are Right For You
For certain home buyers, a purchasing option called discount points – or simply mortgage points – can be great for helping lower interest and monthly payments. These points, which are offered using a one-time upfront fee, help many buyers receive a far better deal over the life of their loan.
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Five Mid-Atlantic Division Loan Originators Receive National Awards
PRMI is proud to announce that five Loan Originators from our Mid-Atlantic Division recently received national awards for their outstanding success in 2017.
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What Lenders Look For on Mortgage Applications
One of the first steps to any mortgage process is your mortgage application. This is a document that a mortgage lender can use to assess several areas of your finances to get an idea of your ability to repay a loan, and to help determine what kind of mortgage and mortgage rate you might qualify for.
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Why Refinancing a Mortgage Might Work For You
A mortgage is a huge expense that extends over a period of decades for most people, and it’s completely natural for finances to change during this time. Careers can go on a different path and income can become easier or tougher to come by, and we’re all too aware of these issues for our clients at Primary Residential Mortgage.
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Important Mortgage Decisions to Make
For most people, a mortgage loan is one of the two or three biggest financial investments they’ll ever make. This makes every decision in the process seem that much more important, and at Primary Residential Mortgage, we’re here at every step.
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To Rent or To Buy?
The decision to take the leap into home ownership is not necessarily an easy one. But there may come a time when you find yourself wondering, “Am I wasting my money by renting? Should I buy a home instead?” If the following statements ring true for you, the time may be right to take the leap into home ownership.
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