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4 Tips for Using Color Theory in Home Décor
From the front door to your bedroom sanctuary, picking the right colors for your home is a deeply personal choice—but did you know it can also be scientific? Here’s what you need to know about color theory and how to use it in your home décor.
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Summer Fire Safety Tips
Fire safety is important all year long, but with Independence Day celebrations and family barbeques right around the corner, it’s a good time to run through fire safety tips.
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Xeriscaping Tips: Strategic Landscaping That Looks Great and Saves Water
At Primary Residential Mortgage, Inc. we know your home’s value is affected by many factors; today we want to focus on one that can sometimes be overlooked: landscaping. Long summer days are great for doing yardwork and we want to help you make the most of your efforts, which is why we’re sharing our favorite Xeriscaping tips.
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7 Energy Efficient Ways to Stay Cool This Summer
At Primary Residential Mortgage, Inc., we know that keeping your home comfortable in the summer heat can get pricey. We want to help you stay cool this summer without sending your energy bill through the roof.
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Top 5 Reverse Mortgage Myths
According to legend, the first reverse mortgage was written by a banker in 1961 to help the widow of his high school football coach remain in her home. But it wasn’t until the late 1980s that Congress approved regulations and reverse mortgages became more common. Today, almost 50,000 reverse mortgages are made every year. Despite their growing popularity, myths and misunderstandings persist.
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What is a Cash-Out Refinance?
Equity is the difference between what a person owes on their mortgage and what their home is worth. Tappable equity is the amount a homeowner could withdraw with a cash-out refinance and still be at the acceptable loan-to-value threshold of 80%.
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7 Signs You're Ready to Stop Renting and Buy a Home
At Primary Residential Mortgage, Inc. we’re big fans of homeownership—but we’re also fans of making smart, long-term decisions. In many cases, buying a home is better than renting, but it’s not a decision to take lightly.
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Baby Proof Your Home
For growing babies and toddlers, figuring out the world is their full-time job. That includes exploring every accessible inch of their environment. As a mortgage lender, Primary Residential Mortgage, Inc. (PRMI) has shared in the joys of watching our customers’ families grow, and we’ve had many conversations about keeping new homes safe for curious cruisers. Here are some of our top baby-proofing tips for your home.
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New Home, No Down Payment*
If you’re ready to be a homeowner but not sure if you can save enough for a down payment, Primary Residential Mortgage, Inc. (PRMI) may be able to help.
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Spring Cleaning Checklist
Spring is a great time to tackle projects that you put off during cold winter weather. But with so much to do, it can be hard to know where to start. Our team at Primary Residential Mortgage, Inc. (PRMI) put together a spring cleaning checklist to make it easier to get your home spruced for spring.
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7 Smart Home Security Tips
You’ve put time, money and energy into finding a home you love, and now you need to make sure it stays safe and secure. Luckily, smart gadgets have made it easy to protect your home and family, even when you aren’t there.
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5 Spring Homebuying Tips: Land a house you love in a competitive market
At Primary Residential Mortgage, Inc. (PRMI) we know Spring feels like the perfect time for a fresh start and a new home. But since many other home seekers feel the same way, you could be house hunting in a particularly competitive market.
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A Reverse Mortgage Makes the Golden Years Even Better
Many Americans are facing the wonderful prospects of their approaching retirement. In fact, the Pew Research Center estimates that 10,000 baby boomers are retiring each day. As they gear up for bucket-list adventures and adjust their budgets, more retirees are using a reverse mortgage as a tool to meet their goals.
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Be the Envy of Your Neighbors By ‘Going Green’
Aspiring to live in an environmentally friendly home is a lot like being a supermarket-shopping coupon-cutter: you know you will save a lot of money in the long run, but are you willing to make the short-term effort? If you are, turning any home into a “green” one is not as cost-prohibited as you might think.
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Mortgage Payment Basics
At Primary Residential Mortgage, we’re here to help you understand every area of the mortgage process.
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Which loan term is right for you?
When financing a home, it’s estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It’s a popular option because of the low monthly payments.
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5 Benefits of VA Loans for Veterans
Veterans of our country’s armed forces and their families deserve recognition and repayment for all the sacrifices they’ve made, and the mortgage industry has long been at the forefront of this effort within the big business sphere.
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