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Colorado Conforming Loan Limits for 2021

The Federal Housing Finance Agency (FHFA) increased loan limits for 2021*, which makes it easier for more Colorado buyers to get the financing they need.

For the majority of Colorado, the 2021 conforming loan limit is $548,250, which is an increase of 7.42% from 2020. In certain high-cost areas, it’s even more. This means Colorado homebuyers will have more flexibility (and possibly lower rates) when financing a higher-priced home.

Loan limits vary by County and property size. The table below shows conforming loan limits for all Colorado counties and for all four unit types. If you have any questions about these loan limits, we'd be glad to help!

 

 

County Name1-Unit (Single-Family)2-Units (Duplex)3-Units (Triplex)4-Units (Multi-Plex)
ADAMS$596,850$764,050$923,600$1,147,800
ALAMOSA$548,250$702,000$848,500$1,054,500
ARAPAHOE$596,850$764,050$923,600$1,147,800
ARCHULETA$548,250$702,000$848,500$1,054,500
BACA$548,250$702,000$848,500$1,054,500
BENT$548,250$702,000$848,500$1,054,500
BOULDER$654,350$837,700$1,012,550$1,258,400
BROOMFIELD$596,850$764,050$923,600$1,147,800
CHAFFEE$548,250$702,000$848,500$1,054,500
CHEYENNE$548,250$702,000$848,500$1,054,500
CLEAR CREEK$596,850$764,050$923,600$1,147,800
CONEJOS$548,250$702,000$848,500$1,054,500
COSTILLA$548,250$702,000$848,500$1,054,500
CROWLEY$548,250$702,000$848,500$1,054,500
CUSTER$548,250$702,000$848,500$1,054,500
DELTA$548,250$702,000$848,500$1,054,500
DENVER$596,850$764,050$923,600$1,147,800
DOLORES$510,400$702,000$848,500$1,054,500
DOUGLAS$596,850$764,050$923,600$1,147,800
EAGLE$822,250$1,052,650$1,272,400$1,581,300
ELBERT$596,850$764,050$923,600$1,147,800
EL PASO$548,250$702,000$848,500$1,054,500
FREMONT$548,250$702,000$848,500$1,054,500
GARFIELD$765,600$980,325$1,184,925$1,472,550
GILPIN$596,850$764,050$923,600$1,147,800
GRAND$548,250$702,000$848,500$1,054,500
GUNNISON$548,250$702,000$848,500$1,054,500
HINSDALE$548,250$702,000$848,500$1,054,500
HUERFANO$548,250$702,000$848,500$1,054,500
JACKSON$548,250$702,000$848,500$1,054,500
JEFFERSON$596,850$764,050$923,600$1,147,800
KIOWA$548,250$702,000$848,500$1,054,500
KIT CARSON$548,250$702,000$848,500$1,054,500
LAKE$625,500$800,775$967,950$1,202,925
LA PLATA$548,250$702,000$848,500$1,054,500
LARIMER$548,250$702,000$848,500$1,054,500
LAS ANIMAS$548,250$702,000$848,500$1,054,500
LINCOLN$548,250$702,000$848,500$1,054,500
LOGAN$548,250$702,000$848,500$1,054,500
MESA$548,250$702,000$848,500$1,054,500
MINERAL$548,250$702,000$848,500$1,054,500
MOFFAT$548,250$702,000$848,500$1,054,500
MONTEZUMA$548,250$702,000$848,500$1,054,500
MONTROSE$548,250$702,000$848,500$1,054,500
MORGAN$548,250$702,000$848,500$1,054,500
OTERO$548,250$702,000$848,500$1,054,500
OURAY$548,250$702,000$848,500$1,054,500
PARK$596,850$764,050$923,600$1,147,800
PHILLIPS$548,250$702,000$848,500$1,054,500
PITKIN$765,600$980,325$1,184,925$1,472,550
PROWERS$548,250$702,000$848,500$1,054,500
PUEBLO$548,250$702,000$848,500$1,054,500
RIO BLANCO$548,250$702,000$848,500$1,054,500
RIO GRANDE$548,250$702,000$848,500$1,054,500
ROUTT$678,500$868,600$1,049,950$1,304,850
SAGUACHE$548,250$702,000$848,500$1,054,500
SAN JUAN$548,250$702,000$848,500$1,054,500
SAN MIGUEL$625,500$800,775$967,950$1,202,925
SEDGWICK$548,250$702,000$848,500$1,054,500
SUMMIT$822,375$1,053,000$1,272,750$1,581,750
TELLER$548,250$702,000$848,500$1,054,500
WASHINGTON$548,250$702,000$848,500$1,054,500
WELD$548,250$702,000$848,500$1,054,500
YUMA$548,250$702,000$848,500$1,054,500

*Loan limit increase is only valid for 30-year loans. High-cost areas include certain states and are subject to change

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