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Conventional Home Loans

A conventional home loan might be just what you need

Conventional loans are widely popular and have more flexibility than you may think. Talk to us about finding an option that suits your unique needs.

  • Low interest rates and fees
  • Low down payment options
  • Mortgage insurance requirement depends on the down payment amount
  • Available for purchases or refinances

This loan program poses fewer hurdles than other mortgages, so you could close faster.

Conventional Program Features:

  • Minimum credit score of 620‚Äč
  • Private mortgage insurance (PMI) is not required with a down payment of at least 20%
  • 4-year waiting period required after bankruptcy
  • Relatively Faster Home Loan Processing
  • Loan limits vary by county

Get Started Today