Country Living With No Down Payment*
Whether you’re looking for more space or a little peace and quiet, our USDA Rural Development program can help you buy a home that fits your dreams.
Your lungs won’t be the only ones thanking you, either. With this loan, your bank account can breathe easy with 100 percent financing* and flexible credit guidelines.
USDA Program Features
- No down payment required*
- Minimum credit score of 620
- Lower mortgage insurance fees than Conventional or FHA
- Ideal for low and moderate-income households
- 15-year and 30-year fixed mortgage interest rates
- Financing for existing homes, new construction, or foreclosures
- Income flexibilities for homes in USDA-eligible areas
*Closing costs and fees may still apply.
*Closing costs and fees may still app