USDA (Rural Housing) Loan


Country Living With No Down Payment*

Whether you’re looking for more space or a little peace and quiet, our USDA Rural Development program can help you buy a home that fits your dreams.

Your lungs won’t be the only ones thanking you, either. With this loan, your bank account can breathe easy with 100 percent financing* and flexible credit guidelines.

USDA Program Features

  • No down payment required*​
  • Minimum credit score of 620
  • Lower mortgage insurance fees than Conventional or FHA
  • Ideal for low and moderate-income households
  • 15-year and 30-year fixed mortgage interest rates
  • Financing for existing homes, new construction, or foreclosures
  • Income flexibilities for homes in USDA-eligible areas

Check Property Eligibility

USDA 2021 Income Limits

*Closing costs and fees may still apply.

*Closing costs and fees may still app

Get Started Today