Ready to Buy Your First Home? Let Us Help You Get Started
At Security First Financial, we understand the importance of finding the right home loan that fits your unique financial situation. That's why we offer a variety of loan options to help you achieve your dream of becoming a homeowner.
From pre-approval to closing, our team of licensed mortgage professionals is here to assist you every step of the way. We are dedicated to providing exceptional customer service and making the homebuying process as simple as possible.
Here are some helpful tips to keep in mind as a first time homebuyer:
- Determine your budget: It's important to know how much home you can afford before you start house hunting. Consider factors such as your income, expenses, and down payment.
- Get pre-approved for a mortgage: Getting pre-approved for a mortgage can give you a better idea of how much home you can afford and help you stand out in a competitive housing market.*
- Shop around for the best rates: Don't settle for the first mortgage offer you receive. Shop around and compare rates and terms from different lenders to find the best deal for you.
- Work with a real estate agent: A good real estate agent can help you find homes that meet your criteria and negotiate a fair price.
- Be prepared for closing costs: Closing costs can add up quickly, so make sure you have enough funds set aside to cover them.
At Security First Financial, we offer a variety of loan programs specifically designed for first time homebuyers, including Conventional, FHA, VA, and USDA loans. We also offer down payment assistance programs to help make homeownership easier and more affordable.
If you're ready to take the first step toward homeownership, contact us today to learn more about our loan options and how we can help you achieve your dream of owning a home.
*Pre-approvals are given to clients who have met qualifying approval criteria, for specific loan requirements, and have been pre-approved by a PRMI underwriter.