Ready to Buy Your First Home? Let Us Help You Get Started

At Security First Financial, we understand the importance of finding the right home loan that fits your unique financial situation. That's why we offer a variety of loan options to help you achieve your dream of becoming a homeowner.

From pre-approval to closing, our team of licensed mortgage professionals is here to assist you every step of the way. We are dedicated to providing exceptional customer service and making the homebuying process as simple as possible.

Here are some helpful tips to keep in mind as a first time homebuyer:

• Determine your budget: It's important to know how much home you can afford before you start house hunting. Consider factors such as your income, expenses, and down payment. 
  • How To Make Your Dream of Homeownership a Reality
  • Financial Fundamentals for First-Time Homebuyers
    
• Get pre-approved for a mortgage: Getting pre-approved for a mortgage can give you a better idea of how much home you can afford and help you stand out in a competitive housing market.*
  • How to Get Preapproved
  • Mortgage Pre-Approval in 2023: What You Need To Know
• Shop around for the best rates: Don't settle for the first mortgage offer you receive. Shop around and compare rates and terms from different lenders to find the best deal for you.
• Work with a real estate agent: A good real estate agent can help you find homes that meet your criteria and negotiate a fair price.
  • Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market
• Be prepared for closing costs: Closing costs can add up quickly, so make sure you have enough funds set aside to cover them.
  • An Introduction to Closing Costs

At Security First Financial, we offer a variety of loan programs specifically designed for first time homebuyers, including Conventional, FHA, VA, and USDA loans. We also offer down payment assistance programs to help make homeownership easier and more affordable.

If you're ready to take the first step toward homeownership, contact us today to learn more about our loan options and how we can help you achieve your dream of owning a home.