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Colorado Conforming Loan Limits for 2022

The Federal Housing Finance Agency (FHFA) increased loan limits for 2022*, which makes it easier for more Colorado buyers to get the financing they need.

For the majority of Colorado, the 2022 conforming loan limit is $647,200, which is an increase of 18.04% from 2021. In certain high-cost areas, it’s even more. This means Colorado homebuyers will have more flexibility (and possibly lower rates) when financing a higher-priced home.

Loan limits vary by County and property size. The table below shows conforming loan limits for all Colorado counties and for all four unit types. If you have any questions about these loan limits, we'd be glad to help!

County NameOne-Unit (Single-Family)Two-Unit (Duplex)Three-Unit (Triplex)Four-Unit (Multi-Plex)
ADAMS COUNTY$684,250$875,950$1,058,850$1,315,900
ALAMOSA COUNTY$647,200$828,700$1,001,650$1,244,850
ARAPAHOE COUNTY$684,250$875,950$1,058,850$1,315,900
ARCHULETA COUNTY$647,200$828,700$1,001,650$1,244,850
BACA COUNTY$647,200$828,700$1,001,650$1,244,850
BENT COUNTY$647,200$828,700$1,001,650$1,244,850
BOULDER COUNTY$747,500$956,950$1,156,700$1,437,500
BROOMFIELD COUNTY$684,250$875,950$1,058,850$1,315,900
CHAFFEE COUNTY$647,200$828,700$1,001,650$1,244,850
CHEYENNE COUNTY$647,200$828,700$1,001,650$1,244,850
CLEAR CREEK COUNTY$684,250$875,950$1,058,850$1,315,900
CONEJOS COUNTY$647,200$828,700$1,001,650$1,244,850
COSTILLA COUNTY$647,200$828,700$1,001,650$1,244,850
CROWLEY COUNTY$647,200$828,700$1,001,650$1,244,850
CUSTER COUNTY$647,200$828,700$1,001,650$1,244,850
DELTA COUNTY$647,200$828,700$1,001,650$1,244,850
DENVER COUNTY$684,250$875,950$1,058,850$1,315,900
DOLORES COUNTY$647,200$828,700$1,001,650$1,244,850
DOUGLAS COUNTY$684,250$875,950$1,058,850$1,315,900
EAGLE COUNTY$862,500$1,104,150$1,334,700$1,658,700
EL PASO COUNTY$647,200$828,700$1,001,650$1,244,850
ELBERT COUNTY$684,250$875,950$1,058,850$1,315,900
FREMONT COUNTY$647,200$828,700$1,001,650$1,244,850
GARFIELD COUNTY$856,750$1,096,800$1,325,800$1,647,650
GILPIN COUNTY$684,250$875,950$1,058,850$1,315,900
GRAND COUNTY$647,200$828,700$1,001,650$1,244,850
GUNNISON COUNTY$647,200$828,700$1,001,650$1,244,850
HINSDALE COUNTY$647,200$828,700$1,001,650$1,244,850
HUERFANO COUNTY$647,200$828,700$1,001,650$1,244,850
JACKSON COUNTY$647,200$828,700$1,001,650$1,244,850
JEFFERSON COUNTY$684,250$875,950$1,058,850$1,315,900
KIOWA COUNTY$647,200$828,700$1,001,650$1,244,850
KIT CARSON COUNTY$647,200$828,700$1,001,650$1,244,850
LA PLATA COUNTY$647,200$828,700$1,001,650$1,244,850
LAKE COUNTY$647,200$828,700$1,001,650$1,244,850
LARIMER COUNTY$647,200$828,700$1,001,650$1,244,850
LAS ANIMAS COUNTY$647,200$828,700$1,001,650$1,244,850
LINCOLN COUNTY$647,200$828,700$1,001,650$1,244,850
LOGAN COUNTY$647,200$828,700$1,001,650$1,244,850
MESA COUNTY$647,200$828,700$1,001,650$1,244,850
MINERAL COUNTY$647,200$828,700$1,001,650$1,244,850
MOFFAT COUNTY$647,200$828,700$1,001,650$1,244,850
MONTEZUMA COUNTY$647,200$828,700$1,001,650$1,244,850
MONTROSE COUNTY$647,200$828,700$1,001,650$1,244,850
MORGAN COUNTY$647,200$828,700$1,001,650$1,244,850
OTERO COUNTY$647,200$828,700$1,001,650$1,244,850
OURAY COUNTY$647,200$828,700$1,001,650$1,244,850
PARK COUNTY$684,250$875,950$1,058,850$1,315,900
PHILLIPS COUNTY$647,200$828,700$1,001,650$1,244,850
PITKIN COUNTY$856,750$1,096,800$1,325,800$1,647,650
PROWERS COUNTY$647,200$828,700$1,001,650$1,244,850
PUEBLO COUNTY$647,200$828,700$1,001,650$1,244,850
RIO BLANCO COUNTY$647,200$828,700$1,001,650$1,244,850
RIO GRANDE COUNTY$647,200$828,700$1,001,650$1,244,850
ROUTT COUNTY$678,500$868,600$1,049,950$1,304,850
SAGUACHE COUNTY$647,200$828,700$1,001,650$1,244,850
SAN JUAN COUNTY$647,200$828,700$1,001,650$1,244,850
SAN MIGUEL COUNTY$756,700$968,700$1,170,950$1,455,200
SEDGWICK COUNTY$647,200$828,700$1,001,650$1,244,850
SUMMIT COUNTY$822,375$1,053,000$1,272,750$1,581,750
TELLER COUNTY$647,200$828,700$1,001,650$1,244,850
WASHINGTON COUNTY$647,200$828,700$1,001,650$1,244,850
WELD COUNTY$647,200$828,700$1,001,650$1,244,850
YUMA COUNTY$647,200$828,700$1,001,650$1,244,850

*Loan limit increase is only valid for 30-year loans. High-cost areas include mainland states with the exception of Alaska and Hawaii.

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Customer Reviews

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Shanti J June 23, 2022
All the people we worked with during the loan process were kind, helpful, prompt and available. I felt like we threw a lot of questions at each of them as we were trying to learn as much as we could about the financial side of home buying. The guys were always happy to help find the answers for me. Plus, on closing day, we weren’t waiting for funding!
Jason J June 20, 2022
We have used Ryan a few times now. He makes everything quick and easy. We have and will continue to recommend you.
Hyleneekeeo Kaleesa E June 20, 2022
The timing on some of the paperwork was tight but other than that I am happy.
Joshua J June 19, 2022
Nick was very professional and helpful with the loan process
Raudel T June 17, 2022
Things were explained clearly and easy to follow and understand