Life has become more convenient as a result of the internet. You can do almost anything online, from ordering a pizza to purchasing a car to booking an expedition to Mount Everest. However, when it comes to getting a mortgage, the convenience of an online lender is frequently overshadowed by the numerous important decisions you must make along the way.
At Security First Financial, we understand that purchasing a home is one of the most important financial decisions you will ever make. That is why it is critical to find a mortgage guide, someone who will analyze your goals and work with you to achieve them.
It’s a process, not a product.
Obtaining a mortgage is not the same as online shopping, and comparing interest rates is not the same as selecting shoe colors. It is a personal experience that should not be approached with the one-size-fits-all approach of online lenders. Online research into current interest rates, loan types, and "what to expect from the mortgage process" is important, but consulting with a professional mortgage originator will be your most valuable asset.
Obtaining a home loan is a form of education, but it is tailored to your specific situation. Online lenders do not take the time to get to know you. They are unable to sit down with you and discuss your options. They don't know your neighborhood, your history, or your goals—they only know your file, which isn't the same as knowing YOU.
Should I Care About the Experience?
As you conduct your research online, you will come across stories of people who have had bad mortgage experiences. When things go wrong, people suffer emotionally and financially. That is why, as a company, we have made the borrower experience our primary focus.
Mortgage decisions are more than just financial; they are personal, and making the right ones often requires a lot of experience and a dash of creativity. At the end of the mortgage process, if you chose the right person, you get more than just the right loan; you get a partner in a lifetime of home financing decisions.
We're always happy to assist you with your home financing needs. Contact your local Security First Financial Loan Originator today!