Checklist of Documents You'll Need for a Mortgage

Securing home financing takes a lot of documentation! At Security First Financial, we try to make the mortgage process as smooth and stress-free as possible. Use this checklist to make sure you have all your paperwork together for your Loan Originator.

Identification

• Copy of driver’s license
• Copy of social security card

Assets

• Bank statements from the last two months (all accounts)
• Most recent statements from 401(k), IRA, and/or other retirement and investment accounts

Proof of income

• Paystubs for past 30 days of wages
• W-2s from past two years
• Other forms of income such as income such as Social Security, alimony, child support, etc.

House-related documents

• Purchase contract (signed and fully executed)
• Homeowners’ insurance policy or quote
• Homeowners’ agent contact information
• Name of preferred title company

Other possible documents

Bring these documents if circumstances apply to you:

• Cancelled earnest money check (if you are under contract)
• Copy of pension award letter
• Year-to-date profit and loss statements for business owners
• Divorce decree
• Bankruptcy paperwork
• Veteran documents such as DD214, LES, or NGB22

Are you ready to buy? Contact us today to discuss your financing options.