Reverse Mortgages


Retired, on a fixed income, and house rich but cash poor? A Reverse Mortgage offers relief, options, and cash.

You're faced with being retired and on a limited fixed income, and you're discovering that your limited fixed income just doesn't cut it. Sure, you've got plenty of equity in your home, but equity doesn't pay the bills. You need relief and you need cash.

A Reverse Mortgage is a loan that enables homeowners who are at least 62 years old to convert some of the equity in their home into cash, a line of credit, OR to finance a home purchase when you're ready to downsize. You also have the freedom of no monthly mortgage payments.

This ad is not from HUD or FHA and was not approved by HUD or any government agency.

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Like many retirees you assume that you have plenty of equity, so you must have plenty of options right? Well maybe, think about it for a moment, just what are your options?

Sell, cash in your equity and move in with your kids? A great option for you, but your kids?

Sell, cash in your equity and rent? Have you seen current rental rates? Furthermore, after selling the home, paying off the mortgage, and paying the sales commissions and costs,  how much will you really have leftover. And how long will it last if you're paying rent?

What about a home equity loan? Will you qualify with your limited fixed income? And if yes, there's still a monthly payment, can you handle another payment? And remember, Texas lending laws won't allow you to tap all of your equity.

Sell, cash in your equity and downsize? Now we're talking! Most retirees don't realize that you can use a Reverse Mortgage for purchase as well.

I'm intrigued, but I still have questions. Am I eligible? How much can I get? And what options do I have?

We get it, it's a new concept to most homeowners. Questions are understandable. But personal circumstances vary, so let's chat. We'll confidentially review and discuss your personal circumstances and priorities with you, determine your options, and tailor a personal plan - a plan specific to meet your personal needs.

Simply fill out the form on this page and click Submit. One of our specially trained PRMI Reverse Mortgage Loan Originators will be in touch with you for further guidance.