VA Loans

VA Loans

Backed by the U.S. Department of Veterans Affairs, VA loans are designed to help eligible homebuyers obtain affordable financing – and for many people in Waxahachie, Texas, the VA home loan program is the best borrowing choice.

VA mortgages come with plenty of unique perks, including the opportunity to finance 100 percent of a home’s purchase price with no down payment, no private mortgage insurance and limits on closing costs. VA-guaranteed home loans also feature favorable terms and competitive rates, often the lowest on the market.

What’s more, veterans aren’t the only individuals who are eligible for a VA loan in Waxahachie. Active-duty military service members, disabled servicemen and surviving spouses can also take advantage of VA financing. National guardsmen, reservists, military academy cadets and other personnel may also qualify, and the mortgage lenders at PRMI can determine if you might be eligible for a VA home loan.

Would you meet the requirements for VA financing? Quite possibly, as the guidelines are more lenient than with other mortgage programs – you don’t need perfect credit or a low debt-to-income ratio to qualify for a VA-guaranteed loan. However, exploring all of your borrowing options is the best way to get a mortgage that matches your financial profile. For assistance with that task, turn to PRMI. Our mortgage company in Waxahachie can help you gather the information you need on a USAA VA loan and other options.

Our mortgage professionals make finding the ideal VA home loan financing solution and achieving the dream of homeownership much easier. If you’d like to buy a home in or near Waxahachie, Texas, and want more information on VA loans, contact PRMI today!