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Our mortgage calculator can help you estimate your monthly payments and other loan costs. Start planning your budget today.

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We offer loan options for almost every situation, whether you’re buying your first home, refinancing or investing in property. We’ll discuss your unique goals and find the loan that’s right for you.

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Meet Loan Originators

Our experienced Loan Officers are local pros who love the communities they serve. They're here to help find tailored mortgage solutions that suit you.

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Looking for a home loan that meets your needs? Your search can end right here – at PRMI, we’ve helped countless residents of Waxahachie and the surrounding north central Texas region find favorable mortgage solutions, and you can count on us for assistance in achieving your homeownership goals.

As the premier mortgage lender in Waxahachie, our mortgage professionals are fully committed to delivering an exceptional borrowing experience. And, to that end, we work hard to make the process easy. Whether you’re a first-time homebuyer in need of a good mortgage or a current homeowner interested in refinancing or purchasing a second Ellis County property, you’ll be in good hands with our highly skilled team.

At PRMI, we understand the local market and have access to home loan programs that are suitable for almost any situation. From conventional mortgages and financing through the FHA, VA, or USDA to jumbo loans, zero-down mortgages and more, our broad product portfolio ensures we can find a solution that aligns with your immediate needs and your future financial objectives.

Getting a mortgage that’s right for you couldn’t be easier than it is with PRMI. We genuinely enjoy helping people navigate the borrowing process, and we have in-house tools and resources that enable us to expedite every step. If you want a stress-free home loan journey and financing that fits your life, we’re the go-to mortgage company in Waxahachie.

For details on our mortgage loans – or to get help in securing the best possible home loan rates and terms – contact PRMI in Waxahachie, Texas, today!

Local Specialists, National Resources

When you work with our Primary Residential Mortgage, Inc. team, you get to work with people who live in your community and know your area well. We’re your neighbors, and we’re passionately invested in your success and the future of our community. We truly want to get to know you and help you today as well as years down the road.

And while you get the benefit of working with locals, you also get the perks of working with a nationwide company with the resources to provide a huge selection of loan options so you can choose the right one for your specific needs.

Customer Reviews

Overall Rating:

257 Review(s)
4.95
Cindy Teer September 15, 2024
This is the second time we have worked with Eric in securing a refi. Both times he was responsive in a timely manner and jumped through hoops to to help us. We will recommend him to everyone we know.
Cindy Teer September 14, 2024
This is the second time we have worked with Eric in securing a refi. Both times he was responsive in a timely manner and jumped through hoops to to help us. We will recommend him to everyone we know.
Reply from Eric Whitaker: I'm truly humbled by your generous review, Cindy. I value the trust you've put into me and Primary Residential Mortgage, Inc. for your refinancing needs not just once, but twice. It was my pleasure to ensure that the process was as smooth as possible for you. Hearing that you would recommend my services to others is the highest compliment I could receive. Looking forward to assisting you again in the future.
Ron Fraser August 30, 2024
Thanks for getting Jack and his wife across the finish line.
Reply from Eric Whitaker: I appreciate your positive feedback, Ron. I'm glad to know that I was able to assist Jack and his wife in reaching their goal. It's always fulfilling to see our clients happy and satisfied. I'm here anytime you or anyone else needs help with the mortgage process. Thank you for taking the time to rate us and for choosing Primary Residential Mortgage, Inc.
Jorge Anibal Monzon August 4, 2024
He is really Professional and always ready to answer any call or text.
Reply from Eric Whitaker: I'm delighted to hear you had a positive experience, Jorge! Your feedback means a lot to me. It was a pleasure to assist you with your needs at Primary Residential Mortgage, Inc. I strive for professionalism and open communication in my service, so I'm glad that it resonated with you. If you have any more questions in the future, don't hesitate to reach out. Thank you again for your 5-star review!
Gladis Monzon July 31, 2024
Muy profesional Gracias estamos contentos con tu trabajo Eric Whitaker muchas Gracias Tú sabes hacer tu trabajo muy bien Y se puede ver tu Experiencia y profecionalismo
Reply from Eric Whitaker: Thank you so much, Gladis, for your kind words and for taking the time to give us a 5-star review. I am thrilled to hear that you are satisfied with my work and felt my experience and professionalism. Your feedback is greatly appreciated and I am here for any future needs. Thank you again for choosing Primary Residential Mortgage, Inc.