VA Loans

VA Loans

VA Loans

VA loans make the dream of homeownership come true for veterans and active-duty military service members in Pharr, Texas. And since this form of financing is backed by the U.S. Department of Veterans Affairs, mortgage lenders offer loans with competitive rates and favorable terms – plus, borrowers enjoy benefits not available with most other mortgage programs.

With no down payment required, no private mortgage insurance, limits on closing costs and no penalties for prepayment or refinancing, VA home loans are ideal for budget-challenged borrowers. The ability to borrow 100 percent of the purchase price of a Pharr property is a fantastic perk as well, and the VA loan program features relatively easy qualification requirements.

Current and former members of the armed forces are among those eligible for VA home loans, but other individuals – including military academy cadets, national guardsmen, reservists, public health service officers, disabled servicemen and surviving spouses – can also benefit from VA financing. The mortgage team at PRMI Pharr can determine if you’re a candidate and, if so, whether a VA loan makes sense for you.

At PRMI, we offer a variety of home loan programs, and our mortgage company is committed to helping residents of Pharr and the surrounding southern Texas area find the best borrowing option. And, we make it easy to secure home financing. To get more insight on USAA VA loans and expert assistance with every step of the mortgage process, contact us today!

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