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Our mortgage calculator can help you estimate your monthly payments and other loan costs. Start planning your budget today.

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Explore Loan Options

We offer loan options for almost every situation, whether you’re buying your first home, refinancing or investing in property. We’ll discuss your unique goals and find the loan that’s right for you.

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Meet Loan Originators

Our experienced Loan Officers are local pros who love the communities they serve. They're here to help find tailored mortgage solutions that suit you.

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Achieve Your Homeownership Goals with Our Loan Programs

Many Americans dream of owning a home. With our mortgage programs, you can transform that dream into a reality. Whether you’re looking for a conventional fixed mortgage, an adjustable-rate mortgage (ARM), or a loan offered by the federal government, such as FHA and VA loans, we’ll help you find the right loan for you.

We’re not like every other mortgage company. At PRMI Pharr, we always put our customers first – and we do all that we can to make the borrowing process a positive one.

Buying a home is one of the biggest financial steps a person can make, and many would-be Texas homeowners are bewildered by the mortgage loan process. The road to refinancing can be just as confusing to navigate. We’re here to help, and wherever you are on your home loan journey, we’ll make sure you’re up to speed.

With PRMI as your mortgage lender, you’ll have a team of friendly and knowledgeable professionals who are ready to answer your questions, explain your borrowing options and provide the information you need. And as we’re a full-service mortgage company, you can count on us to match you with the ideal loan to buy, build or refinance a home.

Serving Clients in the Rio Grande Valley

The mortgage landscape is ever-changing, and today’s borrowers need more than quality mortgage loans – they need a helping hand to get on the right track. At PRMI Pharr, we have what it takes to provide an exceptional borrowing experience.

Our local mortgage company employs a team of loan officers who are in tune with mortgage trends in the area. We help our clients obtain the most competitive interest rate within the loan program they choose. And, we make sure that our clients get the most favorable terms possible, based on the market and their unique circumstances.

With us, residents of Pharr, Hidalgo County and the entire Rio Grande Valley region can expect to enjoy a wholly satisfying home loan journey, from the first contact all the way to closing and beyond. If you’re looking to finance your first or next home purchase -- or if you’re interested in refinancing -- our mortgage company is here to help bring your plans to life.

Making Home Purchasing a Breeze

The homebuying process can be daunting, especially for first-timers. With so many details to manage and requirements to submit, you may feel lost on how to proceed with the application.

The good news is that we’ve made the home purchasing process simple and convenient. Our ClickApproval™ streamlines the process and allows you to receive a superb mortgage application experience. We also have officers who respond to your inquiries and assist you in the mortgage process.

Ready to take the next step toward homeownership? Call us at (469) 319-8291.


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Customer Reviews

Overall Rating:

146 Review(s)
4.95
Ramona
February 25, 2023
Everyone says it's a nightmare when purchasing a home. Mr. Macias made this experience a breeze. He guided us through the whole process step by step. We always knew what was next with him. We would do it all over again. Thank you Mr. Macias.
Gerardo Santos
January 22, 2023
Jose did an amazing job finding us the best rates and helping us over come our obstacles that were put in the way
Jifeng
December 11, 2022
Jose went above and beyond to address all my need!
Cesar
November 26, 2022
It was a 3 year process but jose made it possible, he never gave up and was always available to answer any question and guide me through. My family and I highly appreciate and recommend Jose Macias.
Hector
November 11, 2022
Mr. Macias immediate established a sense of trust and reliability by being available and meeting a timelines and pursuing what other financial services could not delivery, especially great customer service.