Mortgage Options for South Florida Borrowers

Purchasing a home is now within your reach. Our FHA loan helps South Florida borrowers with a lower down payment and competitive interest rates. This loan is ideal for homebuyers with a low-to-moderate income. APPLY NOW

We offer first-time homebuyer loans to South Florida borrowers. Our experienced loan officers can help aspiring homeowners get the home they want easily.  Ideal loan options for first-time homebuyers include the FHA loan and fixed-rate mortgage.

APPLY NOW

We offer two types of conventional mortgages to South Florida customers: fixed rate and adjustable rate. With either option, you’ll get superior customer service and a streamlined application process. APPLY NOW

Mortgage refinancing for South Florida homeowners is easy at PRMI South Florida. Refinancing your loan can have many benefits, including lower monthly payments and a lower interest rate. We want to help you to take advantage of this program and save money.  APPLY NOW

Our South Florida reverse mortgage program allows you to take advantage of your home equity. You can use funds from the equity of your home to live a more comfortable life, gain financial peace of mind and accomplish short-term goals, such as taking a vacation.*

*This ad is not from HUD or FHA and was not approved by HUD or any government agency. 

APPLY NOW

We believe less-than-perfect credit shouldn’t be a barrier to homeownership. We have low credit loans for South Florida borrowers.  If you’ve had credit challenges and aren’t sure if you can qualify for a loan, speak with one of our experienced loan officers and you may be pleasantly surprised.  APPLY NOW

When you begin the process of pre-qualification for a mortgage in South Florida, you’ll provide us with a few basic details to help us figure out the loan program that best meets your needs. We have a team of experienced loan officers who can typically pre-qualify you within 24 hours.

APPLY NOW

The HARP home loan program enables qualified South Florida borrowers with little home equity to refinance their mortgage to a better interest rate. If you qualify and need help applying for this program, we have specialists who will walk you through the application process.  APPLY NOW

Those interested in getting a home of their own in a rural area can apply for a USDA loan in South Florida. This home loan program boasts excellent benefits, such as zero down payment, flexible credit guidelines and competitive interest rates.*

*Closing costs and fees may still apply. 

APPLY NOW

Our South Florida commercial real estate loans are for those planning to buy a new or existing property for their business. We offer competitive interest rates and a modern application process to help make your loan application experience enjoyable and easy.  APPLY NOW

We provide programs for down payment assistance to South Florida borrowers who encounter difficulty meeting the requirement. Whether you’re an experienced homebuyer or purchasing a house for the first time, you can feel happy knowing that there’s a program available to help cover your down payment costs.*

*First lien interest rates maybe higher when using a DPA second.

APPLY NOW

Need money to build a house? Our construction loan may be an option for you. With this loan program, South Florida borrowers can cover the expenses of a building project and create the home of your dreams. APPLY NOW

Military personnel, veterans and military families looking to buy a house can apply for a VA loan in South Florida. The key benefits of this mortgage program include relaxed credit requirements, zero prepayment penalties and excellent interest rates.*

*Closing costs and fees may still apply. 

APPLY NOW