Mortgage Options for Aspiring South Florida Homeowners
PRMI South Florida provides a variety of mortgage options for South Florida borrowers. Customers who are interested in taking out a traditional mortgage apply for an adjustable-rate mortgage (ARM) or a fixed-rate mortgage. We also offer other loan types, such as 2/1 buy-down mortgages and manufactured housing loans.
If you’d like to apply for a government-backed mortgage, our team is available to walk you through the process.
FHA Loan Click to open answer
First-Time Homebuyer Loan Click to open answer
We offer first-time homebuyer loans to South Florida borrowers. Our experienced loan officers can help aspiring homeowners get the home they want easily. Ideal loan options for first-time homebuyers include the FHA loan and fixed-rate mortgage.
APPLY NOWConventional Mortgage Click to open answer
Refinance Click to open answer
Reverse Mortgage Click to open answer
Our South Florida reverse mortgage program allows you to take advantage of your home equity. You can use funds from the equity of your home to live a more comfortable life, gain financial peace of mind and accomplish short-term goals, such as taking a vacation.*
*This ad is not from HUD or FHA and was not approved by HUD or any government agency.
APPLY NOWLow Credit Loan Click to open answer
Pre-Qualification Mortgage Click to open answer
When you begin the process of pre-qualification for a mortgage in South Florida, you’ll provide us with a few basic details to help us figure out the loan program that best meets your needs. We have a team of experienced loan officers who can typically pre-qualify you within 24 hours.
APPLY NOWHARP Home Loan Click to open answer
USDA Loan Click to open answer
Those interested in getting a home of their own in a rural area can apply for a USDA loan in South Florida. This home loan program boasts excellent benefits, such as zero down payment, flexible credit guidelines and competitive interest rates.*
*Closing costs and fees may still apply.
APPLY NOWCommercial Real Estate Loan Click to open answer
Down Payment Assistance Click to open answer
We provide programs for down payment assistance to South Florida borrowers who encounter difficulty meeting the requirement. Whether you’re an experienced homebuyer or purchasing a house for the first time, you can feel happy knowing that there’s a program available to help cover your down payment costs.*
*First lien interest rates maybe higher when using a DPA second.
APPLY NOWConstruction Loan Click to open answer
VA Loan Click to open answer
Military personnel, veterans and military families looking to buy a house can apply for a VA loan in South Florida. The key benefits of this mortgage program include relaxed credit requirements, zero prepayment penalties and excellent interest rates.*
*Closing costs and fees may still apply.
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