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Apply for a Home Loan with a Trusted Local Mortgage Company in Stockton

Getting approved for a mortgage can at times be a complicated process. But when you work with an experienced and knowledgeable mortgage lender, it can be a much more positive and personal experience.

Ralph Gresham, is a seasoned mortgage lender located in Stockton, CA. We help clients throughout northern California including Modesto, Sacramento, and surrounding areas. We are also ready to help you in any other area of California.... North , South, East.... all the way to the Pacific.

We are also licensed in the states of Washington, Arizona, and Idaho.

Our local Primary Residential Mortgage, Inc (PRMI) branch has the benefit of combining local market knowledge with the powerful backing of a highly respected nationwide company.

And we will always keep the human touch involved...

Over 42 Years of Mortgage Lending Knowledge

Your mortgage lender is your partner in your journey to becoming a homeowner. As such, you should choose a trusted mortgage company that has provided a great experience to clients financing their homes in California, Arizona, Washington, and Idaho.

Get in touch with Ralph Gresham and his team regardless of where you are in your search for a new home or refinance. To help simplify your home loan application, we utilize ClickApproval®, a streamlined process that makes applying for home loans quicker and easier by pulling in the necessary borrower information. We also have a unique in-house underwriting system that facilitates pre-qualifications, appraisals, title searches and closings.

With the assistance of PRMI’s Ralph Gresham and team, you can get a custom loan program that matches your needs and lifestyle. Contact us today to speak to one of our local team members who can provide the help you need.


Ready to get pre-approved? Click here for our short, secure, online app...


Our Team

Make your home-buying experience an exceptionally good one by seeking out the services of PRMI’s Ralph Gresham. As an experienced and reputable mortgage lender in Stockton, California, Ralph helps you navigate the entire home-buying process.

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Ralph Gresham

Ralph Gresham

Branch Manager
Tiphani Dillion

Tiphani Dillion

Sr. Loan Processor/Office Manager
Shiree McCarty

Shiree McCarty

Loan Officer Assistant

Customer Reviews

Overall Rating:

211 Review(s)
Wilbert H S June 27, 2022
Ralph and his staff just really seem to take this process serious and got it done. They let us know what was going on and what to expect. They were right on with the date to close and here we are. Thank you Ralph and staff for everything!!!!! I would recommend Ralph and his team to anyone looking for what they provide..
Lisa Elaine B June 17, 2022
The written description of what I agreed to build vs what the loan documents to read caused major issue. Also, Paperwork was not submitted to show I paid $2000 out of closing for engineer cost that were submitted.
Brandon K G June 14, 2022
I cannot say enough to communicate the gratitude I feel for Ralph & all of his staff! They went far beyond the "extra mile" to help us get into the home of our dreams! I promise you, there is no one who knows, the hard to navigate, world of home loans better than Ralph! They genuinely care about each client like they are family! Without Ralph & his hard working team we wouldn't be where we are today! Thank you is not enough! God Bless you guys!
Carol D May 26, 2022
They were very quick and diligent about their job I am very impressed with this experience
Richard D May 23, 2022
Lack of communication