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Apply for a Home Loan with a Trusted Local Mortgage Company in Stockton

Getting approved for a mortgage can at times be a complicated process. But when you work with an experienced and knowledgeable mortgage lender, it can be a much more positive and personal experience.

Ralph Gresham, is a seasoned mortgage lender located in Stockton, CA. We help clients throughout northern California including Modesto, Sacramento, and surrounding areas. We are also ready to help you in any other area of California.... North , South, East.... all the way to the Pacific.

We are also licensed in the state of Washington.

Our local Primary Residential Mortgage, Inc (PRMI) branch has the benefit of combining local market knowledge with the powerful backing of a highly respected nationwide company.

And we will always keep the human touch involved...

Over 42 Years of Mortgage Lending Knowledge

Your mortgage lender is your partner in your journey to becoming a homeowner. As such, you should choose a trusted mortgage company that has provided a great experience to clients financing their homes in Stockton, Modesto, and surrounding areas.

Get in touch with Ralph Gresham and his team regardless of where you are in your search for a new home or refinance. To help simplify your home loan application, we utilize ClickApproval®, a streamlined process that makes applying for home loans quicker and easier by pulling in the necessary borrower information. We also have a unique in-house underwriting system that facilitates pre-qualifications, appraisals, title searches and closings.

With the assistance of PRMI’s Ralph Gresham and team, you can get a custom loan program that matches your needs and lifestyle. Contact us today to speak to one of our local team members who can provide the help you need.


Ready to get pre-approved? Click here for our short, secure, online app...


Our Team

Make your home-buying experience an exceptionally good one by seeking out the services of PRMI’s Ralph Gresham. As an experienced and reputable mortgage lender in Stockton, California, Ralph helps you navigate the entire home-buying process.

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Ralph Gresham

Ralph Gresham

Branch Manager
Tiphani Dillion

Tiphani Dillion

Sr. Loan Processor/Office Manager
Jody Gonzales

Jody Gonzales

Production Assistant
Shiree McCarty

Shiree McCarty

Loan Officer Assistant
Natalie Garcia

Natalie Garcia

Administrative Assistant

Customer Reviews

Overall Rating:

208 Review(s)
Carol D May 26, 2022
They were very quick and diligent about their job I am very impressed with this experience
Richard D May 23, 2022
Lack of communication
Valarie L May 19, 2022
I would have preferred more verbal communication and explanation of documents and fees. I don’t believe Text and emails are very effective when making large dollar commitments
Norma H March 31, 2022
Ralph, you and Tiphani never cease to amaze me! You guys have the perfect team! From start to finish everything went smooth. I will refer all my family and friends to you. God bless you and your family :-)
Christian C S February 14, 2022
It was great to be able to have my questions answered about the paperwork, numbers, and process.