About Branch
Nashville and the surrounding Mid TN areas are in the Top 5 fastest growing housing markets in America! We are your local experts who get things done. And we help you get things done, by providing reliable mortgages delivered on time with superior customer service. Let’s have a meet and greet.
Our mortgage lenders here at PRMI Mt. Juliet can sit down with you and talk about your goals as a homeowner. We will discuss what type of mortgage you qualify for so you can decide what works best for you. Whether you are looking to purchase, a seasoned homeowner looking to refinance, or a retiree that is looking for financial flexibility you want an experienced team that can help navigate the best mortgage programs for your situation. Our most popular mortgage loans include:
Each of these home loan programs offers homebuyers specific benefits. Many of these programs are structured to help borrowers with low income, have so-so credit, a bankruptcy or foreclosure in your past, or you have no money saved up for a down payment or closing costs. These special mortgage programs are meant to help people get the opportunity they deserve to realize the dream of homeownership in America.
If you have good credit and money saved up for a down payment, you may qualify to enjoy the flexibility of a conventional loan. You can put down as little as 3% with a conventional loan, but if you put down more, you may qualify for a lower interest rate.
For many Tennessee homeowners, the time is right to use your equity to sell and move into a larger home. For those with their eye on a home in Nashville, Cookeville or Murfreesboro, our conventional loans have recently increased to accommodate loans up to the upper $600k range, depending on the county.
Appreciation in home value is also a great way to refinance your current home loan and get cash out for home renovations, debt consolidation, pay off student loans, or to purchase an investment property.
Homeowners 62 and older can receive cash out from the equity of their home without monthly payments while maintaining ownership with a reverse mortgage. Our team has been helping Nashville borrowers, 62 or over, take a lump sum of cash out of their home equity. Our team can sit with you to go over how to make the most out of your biggest asset, your home.
Our mortgage company loves building lasting relationships with our lifelong customers. If you are thinking about moving to another state, we are here for you. We are licensed mortgage lenders across the states of Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, Missouri, and Tennessee! Our network of partners span all across the southeast region and will help you close your home loan on-time.
Talk to the trusted mortgage lenders at PRMI Mt. Juliet today and get started down the path to homeownership.
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