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Loan Options

Choose a Home Loan with Mortgage Lenders in Denton County, TX

PRMI Denton County, TX is happy to help you obtain financing for your new home. We have the full backing of a national mortgage lending company and can offer 15 and 30-year, fixed-rate, and adjustable-rate mortgages. Let us help you take the first step toward homeownership.

We accept applications for conventional, reverse, and jumbo loans, as well as various government home loan programs like USDA, VA, and FHA loans. Our team enhances your options with competitive mortgage rates in Denton County, TX and surrounding areas. Trust our mortgage brokers to help you find the right type of loan.

New Construction Loan Click to open answer

When you’re having trouble finding a home with everything you want, you could opt for a new construction loan in Denton County and surrounding areas. Our experienced loan officers can help you apply for this loan and walk you through everything that’s needed.
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First-Time Homebuyer Click to open answer

The first house you buy can affect your financial health for the rest of your life. If your starter home is more expensive than you can afford, you could be saddled with debt for decades. It would then be difficult to buy a permanent home where you can raise your family in comfort. Be smart and seek a viable first-time homebuyer loan with PRMI Denton County, TX.
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Home Loan Click to open answer

Texas A&M University’s Real Estate Center reports that the median price of a single family home in the Dallas-Fort Worth area is $255,000. You don’t need to have $45,000 (for down payment) in the bank before buying a home. Our team of local specialists can help you find other options for your home loan in Denton County, TX and surrounding areas.
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Low Credit Loan Click to open answer

Homeownership is a privilege that comes easier to people with high credit scores and who can afford a down payment for a house. Those with lower credit scores still have hope, however. If your credit score is below 600, you might qualify for a low credit home loan with PRMI Denton County, TX. Consult with our loan officers today.
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Pre-Qualification Click to open answer

All types of mortgages, whether conventional or government-insured, have eligibility requirements. In our years of working with local residents, we have realized that many are unaware of the many home loan programs they can apply for. Get in touch with our mortgage loan officers and talk about pre-qualification to find out which mortgage programs you’re eligible for. 
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Refinance Click to open answer

Financial circumstances can change over the course of a mortgage term. If your income is lower than when you first bought your home, you might want to reduce your monthly payments. Refinance your mortgage with PRMI Denton County, TX, and we’ll help you adjust your mortgage terms to a more affordable payment schedule.


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FHA Loans Click to open answer

FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals.
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USDA Loans Click to open answer

USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.


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