Tailored Mortgage Solutions in Newark, DE

Primary Residential Mortgage, Inc., has the capacity of a nationwide lending company and the insights of a local lender. At PRMI Delaware, we provide unique loan options that are most suitable to Newark residents.

If you are looking for a traditional loan, we offer several fixed-rate mortgage options. We also feature adjustable rate mortgages, manufactured housing loans and 2/1 buydown mortgages.

Additionally, we can assist you in finding government-backed mortgage options in Newark, Wilmington, New Castle, and other surrounding areas throughout Delaware:

Refinance Click to open answer

In addition to new purchase home loans, we also offer great refinance programs for Delaware residents. If you are looking to lower your monthly payment and interest rate of an existing loan and live in Newark, Wilmington, New Castle, or other surrounding areas, talk to our team about refinancing today!

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First-Time Homebuyer Click to open answer

Buying a home for the first time can be an intimidating process. We can make home ownership easier for you through our first-time homebuyer loans in Delaware. We determine the best mortgage loan option for you based on your credit score, household income and debt-to-income ratio.

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Low Credit Loan Click to open answer

Even people with a low credit score can purchase a home with the help of our low credit loans in Delaware. These are personal loans for those who have poor credit or no credit at all. Trust our team to find a loan with competitive interest rates for you.

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New Construction Loan Click to open answer

You may already have a vision of what you want your new home to look like. We can help bring that vision to life by helping you secure a new construction loan in Newark, Wilmington, New Castle, or other surrounding areas.

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Pre-Qualification Click to open answer

We have a simple and stress-free pre-qualification process for Delaware residents that accurately determines which loan programs you qualify for and how much you can borrow, based on your financial standing, source of income and credit reports.  If you’re looking for a home in Newark, Wilmington, New Castle, or other areas, get in touch with our team about getting pre-qualified for your mortgage. 

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Home Loan Click to open answer

The team at PRMI Delaware works to find the right solution for all our clients. Whether you are looking to buy your first home or are a seasoned borrower, we provide the best home loan options for borrowers throughout Delaware including Newark, Wilmington, New Castle, and other surrounding areas. Our team stays on top of the local mortgage industry trends, so we’re better equipped to help determine what will best suit you.

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VA Loan Click to open answer

The Department of Veterans Affairs (VA) offers aid to military veterans and their families in the form of agency-backed mortgage programs. These programs offer low rates and require no down payment when purchasing a home. We can help you apply for a VA loan in Delaware.*

*Closing costs and fees may still apply.

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FHA Loan Click to open answer

The FHA loan helps Delaware residents purchase homes with low down payments and mortgage rates, as well as less stringent underwriting standards. The FHA insures your loan for a single-detached home, two-unit home, three-unit home, four-unit home, mobile home, manufactured home or a condominium unit.

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USDA Loan Click to open answer

The United States Department of Agriculture (USDA) backs home loans for Delaware residents who live in a community outside city limits, in areas with fewer than 20,000 residents. USDA loans available to Delaware residents range from single-family housing repair grants to multi-family housing loan guarantees.

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Conventional Mortgage Click to open answer

Our conventional loans for Delaware homeowners are backed by government-sponsored enterprises, namely Fannie Mae and Freddie Mac. These loans range from 10 to 30 years and rates can be fixed or adjustable. This type of loan can be used for your primary residence, second home or investment property       

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