For loan officers, branch managers & division leaders
Lead your market. Build your business. Participate in the value you create.
Whether you are starting your career, moving your book, or ready to run a branch or an entire division, PRMI gives mortgage professionals the platform of a national lender without the cost, complexity and compliance burden of starting from zero. Available nationwide, in nearly every U.S. state.
For producers & partners
The operating numbers a serious producer actually asks about.
Three ways in
Originating loans and running the business are different jobs with different economics. Pick the path that fits and we will show you the real numbers for it, or go straight to the open roles.
Loan officers
Originate under a national lender with in-house operations, a product menu wide enough to place the deal, and marketing that brings borrowers to you.
Branch managers & division leaders
Run your own P&L. Keep your database, your team and your brand, with the licensing, compliance, operations and capital markets of a national lender behind every loan.
Open positions
See every position PRMI is hiring for right now, newest first, and apply directly on the PRMI job board.
Loan officers
You do not need mortgage experience to start. You need a license, a lender that will train you, and enough product to say yes to the borrower in front of you.
In-house training for the NMLS licensing exam, plus education on loan products and the technology you will use every day.
Conventional, FHA, VA and USDA, jumbo, renovation and non-QM, so the answer to an unusual file is rarely no.
A proprietary sales-enablement platform that sources borrowers and strengthens the agent relationships that drive repeat business.
Corporate support without corporate drag
New underwrites are typically returned in 24–48 hours, handled in-house, not outsourced to a black box you cannot call.
Support that drives your loan from application to funding, so your time goes to originating instead of managing files.
Talk to the people actually working your loan when it matters, instead of a ticket queue.
Policies, monitoring and quality control maintained at the platform level, and company licensing managed across markets.
A proprietary platform that identifies opportunities, automates personalized follow-up, and surfaces the business already in your database.
Search- and AI-ready consumer content, local landing pages and campaigns built to bring real homebuyers to you.
You’ve built the production. Now build the enterprise.
You already know how to originate loans, earn trust and grow relationships. Your next move should give you the ability to build a team, influence your market, and participate in the long-term value you create. At PRMI you aren’t joining to fit inside someone else’s branch. You’re joining to build your own.
PRMI was founded by loan originators who wanted the freedom to succeed on their own terms. That autonomy is built into how branches run.
The best partnerships are rooted in selflessness. We put our partners first, a shared commitment to each other’s success.
An unmatched experience happens when every party to a transaction performs as the best version of themselves.
PRMI has weathered the storms and triumphs of the mortgage industry for 28 years, and is stronger for it.
The freedom to lead. The infrastructure to scale.
Shape your local strategy, build the right team, and create a culture people want to join, within clearly defined decision rights.
See how revenue, expenses, corporate allocations and profit participation work before you sign. One P&L. No mystery math.
Move from individual production to enterprise leadership with recruiting support, branch-opening resources and a repeatable growth system.
Create value beyond this month’s closings through defined profit participation and a path to durable value in the business you run.
How the partnership works
This is for builders
You lead the relationships, the team, the market strategy and the culture. We run the machinery underneath: licensing, compliance, operations, payroll, QC, reporting and technology.
Explore the details
Guides, platform detail and producer stories for branch managers weighing a move.
In their own words
“An entrepreneur within an organization that provides you a tremendous amount of back-end support.”
Rich JohnsonDivisional President · Meridian, Idaho“I wanted a company where I have full autonomy. PRMI was by far the company that allows that.”
Danny FeltonDivision Leader“Whatever I need, I can find at corporate. We don’t skip a beat, and I leverage that daily.”
PRMI branch partnerProducer stories“This is about what I’m leaving behind for my children and my children’s children.”
PRMI branch partnerProducer storiesStraight answers
It suits people who want their income tied to their own effort and who like working with clients at a decisive moment. Pay is largely commission, so the first year is a build. What makes it durable is a database you own and referral relationships that repeat.
Most people are licensed within a few months: 20 hours of NMLS-approved pre-licensing education, the national exam, any state-specific requirements, then sponsorship by a licensed lender. PRMI provides training for the exam and for the products and technology you will use after it.
Almost always on commission, as a share of the loan amount, under a compensation plan that federal rules require be set in advance. What differs between lenders is the split, what comes out of it, and whether you have any say in pricing. Ask about each one explicitly.
An arrangement where a branch operates under a lender’s licenses while the branch manager runs the business and carries its economics. The term covers very different deals in practice. What matters is who holds the licensing risk, who owns the database, and how the P&L is actually calculated.
Yes, and it is the usual path: producing originators who have built enough volume and want to own the economics and hire a team. It does not require starting a mortgage company. A branch partnership provides the licensing, compliance, operations and capital markets, and you run the business.
It depends on what you signed. Some lenders treat the database as company property. At PRMI your clients, referral partners and personal brand assets are yours. Get the answer in writing before you move, from anyone recruiting you.
Yes. Open roles are posted on the PRMI jobs board, including originators, loan officer assistants and processors. Branch and division conversations usually start privately rather than through a posting.
Next step
Browse what is posted, or have a confidential conversation about your market, your book, and what the economics would look like.
Open positions link to the existing PRMI jobs board, unchanged. Primary Residential Mortgage, Inc. is an Equal Opportunity Employer. NMLS #3094. Equal Housing Lender.