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The internet has made life more convenient. From ordering a pizza, to buying a car, to booking an expedition to Mount Everest, you can do almost everything online. But when it comes to getting a mortgage, the convenience of an online lender is often painfully undercut by the many important decisions you face along the way.
At Primary Residential Mortgage, Inc., we know that buying a home is one of the most important financial decisions you’ll ever make. That’s why it’s critical you find a mortgage guide, someone who will analyze your goals and work hand-in-hand with you to reach them.
It’s a process, not a product.
Getting a mortgage is not the same as online shopping, and comparing interest rates is not like choosing shoe colors. It is a personal experience, and one that shouldn’t be approached with the one-size-fits-all approach of online lenders. Online research into current interest rates, loan types and “what to expect from the mortgage process” is an important step, but consulting with a professional mortgage originator will be your biggest asset.
Getting a home loan is a type of education, but it’s one that is personalized to your situation. Online lenders do not take the time to get to know you. They can’t sit with you and work through your options. They don’t know your neighborhood, your history or your goals—they know your file, and that’s just not the same thing as knowing YOU.
Should I Care About the Experience?
At Primary Residential Mortgage, Inc. (PRMI), we focus on your experience. We know that with so much at stake, getting a mortgage can feel intimidating. We also believe that anyone making a substantial financial commitment should have a professional who cares about them and their outcome. After all, mortgage decisions set the stage for future wealth building and provide a home to shelter you and your dreams.
As you do your research online, you’ll come across stories of people who have had terrible mortgage experiences. When it goes badly, people suffer emotionally and financially. That is why, as a company, we’ve made the borrower experience our primary focus. The word “primary” is literally in our name to remind us that you are our number one concern.
Mortgage decisions are more than just financial, they are personal, and you often need a lot of experience and dose of creativity to make the right ones. At the end of the mortgage process, if you’ve picked the right person, you get more than just the right loan, you get a partner in a lifetime of home financing decisions.