At PRMI Lending With Passion Division, we help you find a home loan program in Texas, Oklahoma, Arizona and California with mortgage rates that suit your budget and unique needs. We offer 15-year and 30-year fixed rate mortgages, as well as adjustable rate mortgages. We have home loan options that allow you to purchase your ideal home with a low down payment. And if you’re interested in a government-backed mortgage, we’re here to help you each step of the way.
Jumbo Loans Click to open answer
These loans have higher loan limits that help you purchase high-value property. Low down payments are possible.
Apply NowNew Construction Loan Click to open answer
If you need financial assistance for building your new home, you can apply for a construction loan in Texas. A construction loan is a short-term loan used to cover the costs of the building project before getting long-term funding or mortgage. Get in touch with us to learn more about this program.
Apply NowFirst-Time Homebuyer Click to open answer
We offer a variety of mortgage options ideal for first-time homebuyers in Texas. Plus, we have excellent loan officers who make our clients’ first homebuying experience easier and more convenient.
Apply NowLow Credit Loan Click to open answer
Many government-backed mortgage programs exist for the sole purpose of making homeownership possible for more people, including those with lower credit scores. Trust us to find the low credit loan option in Texas that matches your unique financial situation.
Apply NowPre-Qualification Click to open answer
To jumpstart your homebuying process, we provide mortgage pre-qualification in Texas. Our loan officers will ask for some information to assess your financial situation and estimate the loan amount you will likely qualify for.
Apply NowHome Loan Click to open answer
Whether you are a first-time buyer with limited savings or a current homeowner planning to move to a larger or smaller property, we’re here to help. Count on our loan officers to be your expert guides as you shop for the most suitable home loan in Texas for you and your family.
Apply NowRefinance Click to open answer
Refinancing your existing mortgage is an ideal way to lower your monthly mortgage payments or roll in debt from other sources. Count on us to help you refinance your home loan in Texas with terms that are best suited for your needs.
Apply NowConventional Loans Click to open answer
Conventional loans offer affordable rates and flexible down payment options.
Apply NowFHA Loans Click to open answer
FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals.
Apply NowVA Loans Click to open answer
VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.
*Closing costs and fees may still apply.
Apply NowUSDA Loans Click to open answer
USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*
*Closing costs and fees may still apply.
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