At PRMI Lending With Passion Division, we help you find a home loan program in Texas with mortgage rates that suit your budget and unique needs. We offer 15-year and 30-year fixed rate mortgages, as well as adjustable rate mortgages. We have home loan options that allow you to purchase your ideal home with a low down payment. And if you’re interested in a government-backed mortgage, we’re here to help you each step of the way.

New Construction Loan

If you need financial assistance for building your new home, you can apply for a construction loan in Texas. A construction loan is a short-term loan used to cover the costs of the building project before getting long-term funding or mortgage. Get in touch with us to learn more about this program.

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First-Time Homebuyer

We offer a variety of mortgage options ideal for first-time homebuyers in Texas. Plus, we have excellent loan officers who make our clients’ first homebuying experience easier and more convenient.

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Low Credit Loan

Many government-backed mortgage programs exist for the sole purpose of making homeownership possible for more people, including those with lower credit scores. Trust us to find the low credit loan option in Texas that matches your unique financial situation.

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Pre-Qualification

To jumpstart your homebuying process, we provide mortgage pre-qualification in Texas. Our loan officers will ask for some information to assess your financial situation and estimate the loan amount you will likely qualify for.

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Home Loan

Whether you are a first-time buyer with limited savings or a current homeowner planning to move to a larger or smaller property, we’re here to help. Count on our loan officers to be your expert guides as you shop for the most suitable home loan in Texas for you and your family.

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Refinance

Refinancing your existing mortgage is an ideal way to lower your monthly mortgage payments or roll in debt from other sources. Count on us to help you refinance your home loan in Texas with terms that are best suited for your needs.

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Conventional

We offer two types of conventional or fixed-rate mortgage options: 15 year and 30 year. Both types protect borrowers from any unexpected rise in monthly home loan payments due to a sudden increase of interest rates.

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FHA

Buying a home with limited resources and a less-than-perfect credit score is possible through FHA home loans. Let our experienced local loan officers walk you through each step of getting an affordable FHA-insured mortgage.

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VA

Backed by the US Department of Veterans Affairs, the VA loan program is dedicated to veterans, military personnel, and military families planning to purchase a new home. Key benefits of the VA loan program include competitive interest rates, no prepayment penalties, and curbed closing costs.

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USDA

The Rural Housing service of the US Department of Agriculture (USDA) program is designed for those who want to purchase a home within an eligible rural area. With zero down payment, competitive interest rates, and flexible credit guidelines, USDA loans help many Americans realize their dream of owning a home.

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