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PRMI's Equity First DSCR - When Equity Tells the Stronger Story

Equity
Aug 23, 2026 01:55 PM

by: PRMI Lending With Passion

Traditional investor financing can sometimes hit roadblocks due to credit, mortgage history, or cash-flow requirements. Equity First DSCR from PRMI offers a different approach—putting the focus on the equity in the property.

This unique investor loan option offers:

  • 1–4 unit DSCR properties
  • No minimum credit score
  • No income required
  • Up to $1.5M loan amount
  • Maximum 55% CLTV
  • No DSCR calculation
  • Foreign National & ITIN eligible
  • 1 day out of bankruptcy allowed
  • Mortgage lates allowed*

Additional flexibility includes transferred appraisals, no reserve requirement, 100% gift funds, no housing history required on a primary residence, and eligibility for first-time homebuyers.

If traditional investor financing isn't fitting the story, your equity might be. Reach out today to learn more about Equity First DSCR and see if it could be the right fit for your investment goals.

*Program guidelines and eligibility requirements apply.
📧 [email protected]
📞 (214) 736-9466