Mortgage Loan Options

Have a loan professional review your financial situation and determine your readiness to buy a home. If you are looking for a home in the Mountain Ranch, talk to use about mortgage pre-qualification.  With our help, you’ll learn how much you can borrow and the price range you have to work with. It is a non-binding process and can help you as you prepare to become a homebuyer. Submit your documents for pre-qualification today.  Apply Now

Conventional loans offer affordable rates and flexible down payment options.  Apply Now

FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals. Apply Now

What if you want to buy a house but don’t have enough money saved up for the down payment? Applying for down payment assistance is a great option. With this loan, you can set your closing date and get your name on the title of your new home as soon as possible. Contact Kim Hesser to apply for down payment assistance in Mountain Ranch, CA. Apply Now

Get your monthly mortgage payments lowered by applying for mortgage refinancing in Mountain Ranch, CA. Refinancing pays off your first loan and lets you start afresh with a new one. You can get a better interest term and rate on this second loan. Talk to Kim Hesser and find out if refinancing is the best solution for your needs.  Apply Now

Convert part of your home’s equity into cash with a reverse mortgage. If approved, you won’t have to make any monthly mortgage payments. You may apply for this loan if you’re at least 63 years old. Learn the rest of the requirements for a reverse mortgage in the Mountain Ranch, CA area and see if it might be a good fit for you. Give PRMI’s Kim Hesser a call to learn more. Apply Now

A manufactured home is the perfect way to get the home you want for a price that fits your finances.  With low interest rates and qualifying credit scores as low as 620 for FHA and VA loans, there’s never been a better time to finance a manufactured home purchase and invest in your future.

Call today for more information!

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A low credit score can be a hindrance for many aspiring homebuyers, but it doesn’t necessarily have to be. With a low credit loan, you don’t have to wait until your credit score improves before you can buy a house. As long as you meet the relevant requirements, you can own a home in the Mountain Ranch, CA area. Contact us to learn more about low credit loans. Apply Now

USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.

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VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.

*Closing costs and fees may still apply.

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Are you looking to take on a fixer upper?  If so, PRMI has several financing options within our Dream Home Renovation Loan Program that may be right for you.

Click Here for more details!

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Get the financing you need to build the house of your dreams. Pay only the interest on your loan during the construction period, and once your home is built, you’ll have reduced your subsequent monthly amortizations. Get in touch with PRMI’s Kim Hesser to apply for a construction loan in Mountain Ranch, CA and surrounding area.  Apply Now