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Home Loan Options for Boca Raton Buyers

At Primary Residential Mortgage, Inc., we offer a wide range of home loans in Boca Raton. In addition to helping borrowers in the Boca Raton and Ft Lauderdale areas, we are licensed in the states of Florida, Texas, Louisiana, and Georgia. We have something for almost everyone and would love to help you find the unique financing you need to reach your specific goals. We can help whether you’re buying your first home, financing an investment property, looking to improve your retirement or looking for a conventional loan.

If you’re looking for home financing in Boca Raton, we’d love to help you find the loan you need. We offer conventional loans, government-insured loans, loans for immigrants and non-citizens, loans for investors and much more.

 

Construction/Rehab Loans Click to open answer

Get the financing you need to build the home of your dreams. Pay only the interest on your loan during the construction period, and once your home is built, you’ll have reduced your subsequent monthly amortizations.

We also offer Rehab loans, from fixing roofs to finishing basements and everything in between, our Rehab loans in Boca Raton and Ft Lauderdale provide the perfect lending solution. Contact us today to learn more.

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Investment Properties Click to open answer

Whether you're looking for a new home or investment opportunity, we have lending solutions for you. Our unique loan programs allow us to consider your ability to repay, not just past credit events. Contact us today to learn more about our investment property loans in Boca Raton, Ft Lauderdale and surrounding areas!

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Reverse Mortgage Click to open answer

Convert part of your home’s equity into cash with a reverse mortgage in Boca Raton, Ft Lauderdale or surrounding areas. If approved, you won’t have to make any monthly mortgage payments. You may apply for this loan if you’re at least 63 years old.

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Low Credit Loan Click to open answer

A low credit score can be a hindrance for many aspiring homebuyers, but it doesn’t necessarily have to be. With a low credit loan, you don’t have to wait until your credit score improves before you can buy a house. If you have less than perfect credit and are looking for a home loan in Boca Raton, Ft Lauderdale or other surrounding areas, we can help!

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Non-Warrantable Condos Click to open answer

Condo financing just got easier. If you have fallen in love with a condo only to find out it is non-warrantable, we can help. We offer loan amounts up to $3 million, ARM, 30-year fixed, and interest-only options available. Contact our team today about a mortgage for Non-Warrantable Condos in Boca Raton, Ft Lauderdale, or surrounding areas.

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ITIN Program Click to open answer

Thanks to our ITIN program, we can help immigrants share the American Dream of owning the perfect home. Some features of the ITIN program include:

  • Uses Individual Tax Identification Number (ITIN) instead of Social Security number
  • No pre-payment penalty
  • Gift Funds available

Contact us today about the ITIN Program in Florida to learn more!

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Foreign Nationals Click to open answer

If you are a foreign national in Florida, you can buy a new home or refinance an existing one with our mortgage programs designed especially for your unique circumstance. Whether you need a high-rise condo or a home with a yard, we can help you find the perfect loan. Contact us today to learn more!

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DACA Program Click to open answer

Non-citizen U.S. residents can apply with Social Security Number & Employment Authorization Document*. Non-traditional credit history is OK. Make the American dream yours, contact us today!

*Borrowers must meet all other applicable underwriting requirements.

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VA Click to open answer

VA loans are designed to help active or former military service members get a great loan option after or while they serve our country. They come with no down payment, low closing costs, great mortgage rates and zero private mortgage insurance. If you are looking for a VA loan in Boca Raton, Ft Lauderdale or surrounding areas, contact our team today!

 

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FHA Click to open answer

Backed by the Federal Housing Administration, these loan programs come with low fixed rates that require very little cash up front to close. They offer less stringent credit requirements, low down payments and the ability to bring in a co-signer. We have helped many new homeowners with FHA loans in Boca Raton, Ft Lauderdale and other surrounding areas. Contact our team today to learn more about this great program.

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USDA Click to open answer

These are government-insured loans that come with no down payment and low insurance premiums. They’re meant to help with the acquisition of rural and farming land, primarily. If you are looking for a USDA loan in Florida we can help!

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Conventional Click to open answer

These fixed-rate loan programs are one of the most common types of mortgages you can apply for. These loans offer protection to the buyer from unexpected rate increases which would result in increased monthly mortgage payments. These fixed-rate mortgages are offered in either 15 or 30 year options.  If you are looking for a conventional mortgage in Boca Raton and Ft Lauderdale, get in touch with our team today!

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