Mortgage Loan Options

Non-citizen U.S. residents can apply with Social Security Number & Employment Authorization Document*. Non-traditional credit history is OK. Make the American dream yours, contact us today!

*Borrowers must meet all other applicable underwriting requirements.

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If you are a foreign national in Florida, you can buy a new home or refinance an existing one with our mortgage programs designed especially for your unique circumstance. Whether you need a high-rise condo or a home with a yard, we can help you find the perfect loan. Contact us today to learn more! Find Your Loan Originator

Thanks to our ITIN program, we can help immigrants share the American Dream of owning the perfect home. Some features of the ITIN program include:

• Uses Individual Tax Identification Number (ITIN) instead of Social Security number
• No pre-payment penalty
• Gift Funds available

Contact us today about the ITIN Program in Florida to learn more!

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Condo financing just got easier. If you have fallen in love with a condo only to find out it is non-warrantable, we can help. We offer loan amounts up to $3 million, ARM, 30-year fixed, and interest-only options available. Contact our team today about a mortgage for Non-Warrantable Condos in Boca Raton, Ft Lauderdale, or surrounding areas. Find Your Loan Originator

A low credit score can be a hindrance for many aspiring homebuyers, but it doesn’t necessarily have to be. With a low credit loan, you don’t have to wait until your credit score improves before you can buy a house. If you have less than perfect credit and are looking for a home loan in Boca Raton, Ft Lauderdale or other surrounding areas, we can help! Find Your Loan Originator

Convert part of your home’s equity into cash with a reverse mortgage in Boca Raton, Ft Lauderdale or surrounding areas. If approved, you won’t have to make any monthly mortgage payments. You may apply for this loan if you’re at least 63 years old. Find Your Loan Originator

Whether you're looking for a new home or investment opportunity, we have lending solutions for you. Our unique loan programs allow us to consider your ability to repay, not just past credit events. Contact us today to learn more about our investment property loans in Boca Raton, Ft Lauderdale and surrounding areas! Find Your Loan Originator

Get the financing you need to build the home of your dreams. Pay only the interest on your loan during the construction period, and once your home is built, you’ll have reduced your subsequent monthly amortizations.

We also offer Rehab loans, from fixing roofs to finishing basements and everything in between, our Rehab loans in Boca Raton and Ft Lauderdale provide the perfect lending solution. Contact us today to learn more.

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VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.

*Closing costs and fees may still apply.

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FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals.

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USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.

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Conventional loans offer affordable rates and flexible down payment options.

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These loans have higher loan limits that help you purchase high-value property. Low down payments are possible. Find Your Loan Originator