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Mortgage Loan Options

We firmly believe that the best way to handle mortgages is for the borrower to be actively involved in the process every step of the way. From choosing between loan programs to understanding negotiating terms, we're here to help you with anything you need.

Below are some of the most commonly utilized loan programs we offer...

Conventional Loans Click to open answer

Conventional loans offer affordable rates and flexible down payment options.  Apply Now

Construction Loans Click to open answer

Frustrated by a lack of decent, reasonably priced pre-owned homes? Well, creating and building exactly what you want isn't just for the wealthy any longer.

PRMI's One-Time Close Construction Financing Program now brings the option of designing and building a new custom home, within reach of so many more homebuyers. In fact, it only requires 3.5% down and can accommodate borrowers with credit scores as low as 620! (for otherwise qualified clients.)

Apply Now

FHA Loans Click to open answer

FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals. Apply Now

VA Loans Click to open answer

VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.

*Closing costs and fees may still apply.

Apply Now

USDA Loans Click to open answer

USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.

Apply Now

Jumbo Loans Click to open answer

These loans have higher loan limits that help you purchase high-value property. Low down payments are possible. Apply Now

Renovation Loans Click to open answer

Consider getting a home renovation loan if you’re planning to buy a house at a lower price point, and you would rather shoulder the cost of fixing it up. You may also consider choosing this loan if you want to quickly gain equity. It covers renovation costs and system updates and installations. Apply Now

Get Started Today

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