Mortgage Calculator

Our mortgage calculator gives you a comprehensive summary of what your mortgage repayment would look like. It takes into account various factors, including your home’s value, your down payment, and the loan amount.

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Loan Options

Borrowers in southern Utah, northern Arizona and Nevada have varying home-loan needs and repayment capabilities. So we provide a comprehensive range of loan options, from conventional to government-insured loans.

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Loan Originators

Our team of licensed and trained mortgage professionals in St. George and the surrounding areas help local residents realize their dream of homeownership. We provide tailored mortgage solutions for homebuyers with our extensive knowledge of the local market.

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Trusted Mortgage Company Serving Southern Utah and the Surrounding Areas

Primary Residential Mortgage, Inc.-Sun Home Loans, is an established national mortgage lender with a strong local presence in St. George, Hurricane, Mesquite, Northern Arizona and surrounding areas. We have simplified the process of home financing so that you can expect a positive, personal experience with us.

Our team of specialized mortgage professionals understands that the overall home-loan process can sometimes seem overwhelming. For this reason, we have developed a convenient, streamlined application process for pre-qualification and an efficient in-house underwriting system to help make buying a home an easier and more efficient process for our customers.

Moreover, our team provides a wide variety of loan programs for you to choose from including conventional and government-backed loans. We have been in the industry since 1986, so we have many years of experience finding the right mortgage for each client’s specific situation.

We look forward to helping you achieve homeownership. Get in touch with Joyce Steed, the branch manager of our Sun Home Loans mortgage company serving St. George, Hurricane and Mesquite, so we can get started on your home loan today.

Apply for a loan.

Primary Residential Mortgage, Inc.-Sun Home Loans, proudly serves clients in St. George, Hurricane, Mesquite, Northern Arizona and all surrounding areas.

We keep an eye out for local mortgage trends and pay close attention to your unique home loan needs and desires providing a positive and personalized experience for each client.

We Make Things Simple

As a local experienced mortgage lender, we understand that you might feel overwhelmed about home loan options, down-payment rates and monthly repayments. At PRMI Southern Utah, we streamline the process and explain every step throughout the entire home loan process.

We Answer All Your Concerns

We provide numerous home loan options, including conventional loans and government-insured loans, such as FHA, VA and USDA loans. And we look into your current situation and goals to determine which one is most suitable for you.

Our application process is simple and streamlined and we have an in-house underwriting process that will put you in your new home as quickly as possible.


Recent Blogs

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Whether you’re a first-time buyer or a seasoned real estate investor, getting the best mortgage rate possible is a vital consideration. At Primary Residential Mortgage, it’s our goal to get the best available option for you and your family.

Read More about Learning FHA Loan Benefits

If you’re looking for a mortgage of any size or type, credit score is going to be an important factor. Your credit score will go a long way to determining which kinds of financing situations you’ll be eligible for, as well as the ranges you can shop in when searching for a new home.

Read More about Tips for Improving Credit Score

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Customer Reviews

Overall Rating:

86863 Review(s)
Ronnie L. Foster July 10, 2022
Everything that came up there was a problem she handled it in a professional way and the right and honest way
William Austen New June 24, 2022
He answered us back super fast. He kept us updated. He was extremely friendly and answered all of our questions honestly without sugar coating anything.
Yvonne Mathu June 23, 2022
He’s personable and really knows how to connect with his clients. He was very easy and friendly to speak with and set clear expectations during the loan process. He was always a pleasure to engaged with and flexible to reach especially with my crazy night shift work schedule. The bonus for me was his experience working with travel nurses, which was the first thing he mentioned to me during our initial conversation. At this point I knew I was in good hands and I had nothing to worry about. I would definitely work with him again.
Alfred Burgermeister June 18, 2022
Having engaged in multiple real estate transactions from coast-to-coast over a period of more than thirty years, I have experience dealing with many many loan officers. For me, Lori Muller is a stand-out. She absolutely shines with customer service focus, skill, experience, and winning personality. She knows her business, effectively manages a talented team, and communicates both internally and externally with clarity and in a timely manner. Hard to imagine a more effective loan officer anywhere! Ownership, co-workers, and clients alike are fortunate to have her!
Reply from Lori Muller: Thank you so much Al! I'm sad I missed you and Jack when you dropped by. Enjoy your time in Portland!
James Frink June 14, 2022
Joanna was very responsive and an excellent partner throughout the loan process. She explained the closing document and necessary documents needed to continue the loan process. In addition Joanna took time out of her busy schedule to meet us at the closing before the signing. I was really impressed with the extra mile Joanna took to be an excellent partner to my wife an I during this process. I've reached out to 3 other lenders during this process but none was a responsive and knowledgeable as Joanna. Kudos to the entire Carmel PRMI team!!