Mortgage Loan Options

Competitive Mortgage Programs in Flower Mound, TX

Primary Residential Mortgage, Inc. offers a wide range of loan options at competitive mortgage rates to Texas borrowers. Clients who wish to go the conventional route may opt for our 15-year and 30-year fixed rate mortgages. Other options include adjustable rate mortgages, 2/1 buy down mortgages, reverse mortgages, VA, USDA, or various other home loan programs.

Scott Satine, a senior home loan officer in our Flower Mound, TX branch, can help you find the mortgage loan option that makes the most sense for you. Please see below for a brief summary of some of the loan programs we offer:

First-Time Homebuyer

First-time homebuyers in Flower Mound, Texas and surrounding areas have various grants and programs to choose from. Scott helps you determine the most suitable one for you. You can qualify for this if you’ve never owned a home. You may also qualify through specific cases of divorce, previous home ownership, non-home ownership, and property damage.



For many, mortgage pre-qualification is the first step to owning your dream home. It is basically an initial evaluation to help you determine the right price range and loan options given your unique situation. Senior loan officer Scott Satine helps you provide an overview of your financial history — which includes your income, assets, credit score and debts — for review from the lender.


Low Credit Loan

Having worked in the mortgage industry since 1991, Scott Satine has encountered many clients who feel discouraged about the loan application process because of their less-than-perfect credit scores. Through creative financing and industry expertise, Scott is able to find the most effective ways to assist clients who are applying for low credit loans in Flower Mound, Texas and surrounding areas.



Refinancing is a good option if you want to change the interest rate, payment schedule, or terms of your previous home loan. Scott can assist you with any refinance needs you may have. As a result, you will save money on interest costs, while also having the option to shorten your existing loan term.


New Construction Loan

Buying a new construction home involves countless choices and unique opportunities. You can explore these options when you secure a new construction home loan from a reliable lender. Located in Flower Mound, TX, Scott Satine can help finance your dream home by making the loan application process easier for you.



The U.S Department of Veterans Affairs has many ways of giving back to Veterans, Service Members, and select military spouses. One of which is through VA loans. These government-backed home loans are a zero-percent down mortgage option available for home building, buying, and refinancing.



The Federal Housing Administration’s (FHA) loan programs repay mortgage lenders when their borrowers default to an FHA loan. Texas clients can apply for this government-backed mortgage and be guided through the process with Scott’s help. The down payment can be as little as 3.5 percent with a minimum credit score of 580.



A USDA loan is for borrowers who may not be able to get a traditional mortgage. The U.S. Department of Agriculture created this loan program for eligible rural and suburban homebuyers. It offers zero-percent down payments and low interest rates to improve the economy and quality of life in rural America. Contact Scott in Flower Mound, TX today to see if you qualify for this type of loan.



A conventional loan refers to a type of mortgage with fixed interest rates and terms. It does not have the guarantee or insurance of government agencies, but it is typically the most popular loan type among homebuyers. Scott Satine can help you secure either a 15 or 30 year conventional loan.


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