Thomas Drew


Thomas Drew

Loan Officer
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Thomas P. Drew is one of the most experienced Senior Loan Officers in the industry today with over three decades of residential construction and finance experience. Besides being a Senior Mortgage Advisor, he is a New Construction and Certified Military Housing Specialist. Although his work and educational background make him perfectly suited for his position, it’s his passion for helping people that separates him from the rest in his field.

“Everyone has a calling in life. Mine is to help families make their dream of home ownership a reality. Nothing gets me more pumped that being able to say “yes” to a family that has already been told “no”. I’ll work with someone for as long as it takes to get them mortgage ready….several weeks, several months or several years.”

Tom’s background in helping people began at an early age. As an Eagle Scout and Vigil member of the Order of the Arrow, Tom worked many summers as a counselor at Katahdin Scout Reservation, then as a Naturalist on Mount Desert Island and later as the Maintenance Supervisor for the concessionaire’s in Acadia National Park. While in college at the University of Maine, he was a student supervisor in Wells Commons for six years, a Resident Assistant for three years and a Resident Director for four years, a local fraternity and Alumni President and all the while completing a B.A., M.A. and M.B.A. with high honors. He later augmented his education with the Advanced Management Training Program at USM.

After college graduation, Tom went to work with a Maine-based industrial holding company, holding senior management positions in the precision metal working, microwave communications and reinforced plastics industries. For ten years, Tom ran the largest wood-frame, panelized construction company in New England, including overseeing two of the largest residential construction projects in New England – Columbia Point and Viviendas in Boston. He went on to run one of the largest modular companies in New England and, later, operated his own business for five years setting up builder/dealers of panelized, modular and log homes. Throughout his building career, Tom oversaw the construction of nearly 2,500 residential housing units.

In the spring of 1995, Tom (as he puts it) “came over to the dark side” and began his career in the mortgage industry full time as the first “New Construction Specialist” in the country for GMAC Mortgage. He also was one of the first in the nation to earn the designation as a “Certified Field Underwriter”. He never looked back. As the mortgage industry changed, he continued his career with Allied Home Mortgage Corporation, Fairway Independent Mortgage and, now, Primary Residential Mortgage, Inc. But one thing never changed - his veracious aptitude for learning. He has taken just about every basis and advanced program certification class offered by the government and the mortgage industry. He studies continuously, taking over one hundred hours of continuing education and webinars each and every year. As Tom pointed out, “The mortgage industry is changing all the time and you need to keep up. Everyone’s situation is unique and I never do the same loan twice. You can only help someone if you are at your best. Although I originate many existing home purchase transactions, the new home construction and renovation loans are often some of the most complex and you have to know a lot more than the average loan officer.” 

Tom also believes in giving back to all those that have helped him throughout his career. At the local and state level, Tom served as Southern Maine and State President of the Home Builders Association of Maine for three terms each and has served on the State Board of Directors for 23 years. He is currently a member of the Modular HBA of Maine. He is an active member in CLIMB (Christian Leaders in Maine Business) and attends East Point Christian Church. He has also been a previously active member in the Manufactured Housing Association of Maine and the Associated General Contractors of Maine. At the national level, Tom is a Life Board of Director member at the National Association of Home Builders. At NAHB he has served on the Building, Codes and Standards Committee, been the national Panelized Building Systems Council President, served on the Building Systems Council Board of Directors for fourteen years, State of Maine Built-PAC Trustee for seven years and a guest speaker at five International Builder Show Conventions. He served for several years as an international building system instructor for the non-profit Cochran Foundation and, under the auspices of the U. S. Commerce Department, Tom was chosen as a Special Delegate to Israel representing the U. S. housing industry. He was a contributing author in “Using Building Systems: Modular, Panelized, Log and Dome Housing” and on the editorial review board of Builder/Dealer magazine.

On a less serious note, Tom is known in the office as “The Maine Atlas”. Because of his decades of working with builders, realtors and borrowers throughout the state, there are very few towns and back roads that he doesn’t know. He has closed loans from Kittery to Fort Kent and Jackman to Lubec. He loves to “travel Maine”. “We live in a very special place. It doesn’t get any better than standing on top of Katahdin, hiking the trails of Acadia, a sunrise on Cadillac, fishing on Moosehead, a picnic at Fort Williams or walking out to the sand bar at Pine Point. When people ask where my office is, I tell them “Scarborough, Maine or wherever the front seat of my vehicle happens to be.”” 

Tom has been married to his “beautiful bride”, Joy, for 40 years. They have resided in Scarborough for the past 37 years. Their son, Justin, is a professional musician in the Greater Washington D.C. area. Their daughter, Ashley, recently passed away after a long illness. Her amazing life’s story was chronicled in the Maine newspapers and television, on Facebook and even on the White House website. 

As Tom always says, “I would love the have the opportunity to earn your business.” Give him a call today.

Thomas P. Drew is a licensed Loan Officer verifiable on NMLS Consumer Access.

State Licenses:
NMLS # 352634
Maine - Maine-Department of Professional and Financial Regulation Bureau of Consumer Credit Protection #SLM5619. Maine-Departamento de Regulación Financiera y Profesional, Oficina de Protección de Crédito al Consumidor #SLM5619.