Housing inventory is tight—and buyers are feeling stuck. But if you’re open to building, there’s a powerful solution: the One Time Close construction loan.
This program combines the construction and permanent mortgage into a single closing. No requalification. No second round of fees. Just one streamlined process from breaking ground to move-in day.
For many buyers, this opens doors to areas where existing homes are scarce but land is available—and affordable.
VA, FHA, and USDA options exist, making this viable for a wide range of buyers. And in many cases, you can even finance the land purchase as part of the package.
Agents and builders: if your clients can’t find the right home, help them build it. One Time Close isn’t just a loan product—it’s a strategy for inventory-starved markets.
Let’s run scenarios and see if building makes more sense than bidding.
Jay Atterstrom
📧 [email protected]
📞 (214) 377-0033