Loan Options:

Jumbo Loans: These loans have higher loan limits that help you purchase high-value Property. Low down payments are possible. *Limited Availability in some areas

New Construction Loans: When you're having trouble finding a home with everything you want, you could opt for a new construction loan in Plano and surrounding areas. 

First-Time Homebuyer: The first house you buy can affect your financial health for the rest of your life. If your starter home is more expensive than you can afford, you could be saddled with debt for decades. It would be difficult to buy a permanent home where you can raise your family in comfort. Be smart and seek a viable first-time homebuyer loan!

Home Loan: Texas A&M University's Real Estate Center Reports that the median price of a single family in Dallas- Fort Worth Area is $255,000. You do not need to have $45,000 (for a down payment) in the bank before buying a home. 

Low Credit Loan: home ownership is a privilege that comes easier to people with high credit scores, and who can afford a down payment for a house. Those with lower credit scores still have hope. However, if your credit score is below 600 you might qualify for a low credit home loan. 

Refinance: Financial circumstances can change over the course of a mortgage term. If your income is lower than when you first bought your home, you might want to reduce your monthly payments. We'll help you adjust your mortgage terms to a more affordable payment schedule. *

When it comes to refinancing your home loan, you can generally reduce your monthly payment amount; however, total finance charges, may be higher over the life of your mortgage loan.

VA Loans: Help make homeownership more attainable for veteran and military service members. The loans are federally insurance and available with no downpayment. *Plus, they do not require private mortgage insurance *

VA home loan purchases, have options for 0% down payment, No private mortgage Insurance requirements, competitive interest rates, with specific qualification requirements. VA Interest rate reduction loans (IRRRL) are only for Veterans who currently have a VA loan, current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA Cash-out Refinances are available for Veterans with or without current VA loans. Policies and guidelines may vary and are subject to the individual borrower(s) qualification. Program and Lender overlays apply.

FHA Loans: comes with low downpayment options, and lenient credit requirements.  These federally insured loans are designated to help more people achieve their homeownership goals. 

USDA Loans: are government insured loans that help people purchase homes in rural areas. These loans are often available with low or no downpayment. *Closing cost fees may still apply. 

Conventional Loans: offer affordable rates and flexible downpayment options. 




Local Specialists, National Resources

When you work with our Primary Residential Mortgage, Inc. team, you get to work with people who live in your community and know your area well. We’re your neighbors, and we’re passionately invested in your success and the future of our community. We truly want to get to know you and help you today as well as years down the road.

And while you get the benefit of working with locals, you also get the perks of working with a nationwide company with the resources to provide a huge selection of loan options so you can choose the right one for your specific needs.

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Whether you’re a first-time buyer or a seasoned real estate investor, getting the best mortgage rate possible is a vital consideration. At Primary Residential Mortgage, it’s our goal to get the best available option for you and your family.

Read More about Learning FHA Loan Benefits

With numerous programs out there meant to help buyers get the perfect mortgage situation for them and their families, it can be easy to forget about the simplest loan type out there: The conventional loan. This is the traditional loan many people think about when they first consider a mortgage, and it can be found in both fixed- and adjustable-rate formats.

Read More about Advantages of Conventional Loans

Customer Reviews

Overall Rating:

181 Review(s)
Meredith Mills Meaden April 18, 2023
He was thorough and had us prepared for any requirements that came our way. We felt confident we were taken care of.
Mark J Miller July 1, 2024
The whole process and the whole team was amazing and terrific. I could not say more than enough good things about my experience.
Reply from Jay Atterstrom: I'm thrilled to hear such good feedback, Mark! The team here at Primary Residential Mortgage, Inc. strives to provide an amazing experience for each and every customer, and it's always rewarding to hear when we've managed to do just that. Thank you so much for your kind words, and for taking the time to share your experience with us. Feel free to reach out for any future needs. - Jay Atterstrom
Angelica Pena June 28, 2024
Jay it was a pleasure working with you and your team! You guys make this process easy and smooth and the best part for me was the constant communication.
Reply from Jay Atterstrom: Angelica, you were a BIG part of making this such a smooth transaction! Thank you for all your help, Angelica!
Irene Dagher May 30, 2024
Thank you for making this journey a meaningful and informed process for my client. I appreciate your patience and gentle hand in the face of so many questions from her.
Reply from Jay Atterstrom: Irene, thank you for the kind words. it was such a pleasure to work with you on this one - so professional and knowledgeable. You made this a great transaction.
William Damone May 13, 2024
Jay and Meagan were amazing to work with! Thank you both!
Reply from Jay Atterstrom: It's wonderful to hear that your experience Meagan and me, and our team at Primary Residential Mortgage, Inc. was a amazing, Bill. Your feedback is greatly appreciated. Thank you!