Loan Options:

Jumbo Loans: These loans have higher loan limits that help you purchase high-value Property. Low down payments are possible. *Limited Availability in some areas

New Construction Loans: When you're having trouble finding a home with everything you want, you could opt for a new construction loan in Plano and surrounding areas. 

First-Time Homebuyer: The first house you buy can affect your financial health for the rest of your life. If your starter home is more expensive than you can afford, you could be saddled with debt for decades. It would be difficult to buy a permanent home where you can raise your family in comfort. Be smart and seek a viable first-time homebuyer loan!

Home Loan: Texas A&M University's Real Estate Center Reports that the median price of a single family in Dallas- Fort Worth Area is $255,000. You do not need to have $45,000 (for a down payment) in the bank before buying a home. 

Low Credit Loan: home ownership is a privilege that comes easier to people with high credit scores, and who can afford a down payment for a house. Those with lower credit scores still have hope. However, if your credit score is below 600 you might qualify for a low credit home loan. 

Refinance: Financial circumstances can change over the course of a mortgage term. If your income is lower than when you first bought your home, you might want to reduce your monthly payments. We'll help you adjust your mortgage terms to a more affordable payment schedule. *

When it comes to refinancing your home loan, you can generally reduce your monthly payment amount; however, total finance charges, may be higher over the life of your mortgage loan.

VA Loans: Help make homeownership more attainable for veteran and military service members. The loans are federally insurance and available with no downpayment. *Plus, they do not require private mortgage insurance *

VA home loan purchases, have options for 0% down payment, No private mortgage Insurance requirements, competitive interest rates, with specific qualification requirements. VA Interest rate reduction loans (IRRRL) are only for Veterans who currently have a VA loan, current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA Cash-out Refinances are available for Veterans with or without current VA loans. Policies and guidelines may vary and are subject to the individual borrower(s) qualification. Program and Lender overlays apply.

FHA Loans: comes with low downpayment options, and lenient credit requirements.  These federally insured loans are designated to help more people achieve their homeownership goals. 

USDA Loans: are government insured loans that help people purchase homes in rural areas. These loans are often available with low or no downpayment. *Closing cost fees may still apply. 

Conventional Loans: offer affordable rates and flexible downpayment options. 




Local Specialists, National Resources

When you work with our Primary Residential Mortgage, Inc. team, you get to work with people who live in your community and know your area well. We’re your neighbors, and we’re passionately invested in your success and the future of our community. We truly want to get to know you and help you today as well as years down the road.

And while you get the benefit of working with locals, you also get the perks of working with a nationwide company with the resources to provide a huge selection of loan options so you can choose the right one for your specific needs.

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Whether you’re a first-time buyer or a seasoned real estate investor, getting the best mortgage rate possible is a vital consideration. At Primary Residential Mortgage, it’s our goal to get the best available option for you and your family.

Read More about Learning FHA Loan Benefits

With numerous programs out there meant to help buyers get the perfect mortgage situation for them and their families, it can be easy to forget about the simplest loan type out there: The conventional loan. This is the traditional loan many people think about when they first consider a mortgage, and it can be found in both fixed- and adjustable-rate formats.

Read More about Advantages of Conventional Loans

Customer Reviews

Overall Rating:

134 Review(s)
Cristal R January 16, 2023
You have a great team! Thank you to all of you for your hard work and dedication to conquer every client's best interest. Very informative throughout the whole process as an agent it is the number one key for each and every client. Family is so grateful and filled with tears of happiness everyone worked hard to make their dreams come TRUE!
Alejandro G January 14, 2023
always communicate with us steo by step during the whole process of the loan and closing
Reply from Jay Atterstrom: We made it! BIG thanks to your Realtor Cristal Rodriquez for being such a HUGE help. I'll watch for the rates to improve, and when the refi has a short-payback period we'll get it done, and i'll wave the Origination Fee to reduce the cost of the quick refi. Thx again for your trust, Alex!
Martin M November 17, 2022
Went above and beyond to meet my clients needs. Communicative, responsive, and efficient. I highly recommend him to all my clients and future ones.
Miguel M November 9, 2022
When we were recommend Clint for our lender we hear great stuff. Once we got him not once did we hesitate on changing lender. He did and outstanding job as being our lender even with the small hiccups. Never once did he ignored us with any concerns or questions we had always getting back to us. Always look out for us in our best interest, definitely recommend to anyone looking for a home.
Aletta H October 31, 2022
His commitment to making sure that I was happy and comfortable and his excellent communication!