Mortgage Loan Options

Competitive Mortgage Rates and Programs for Your Home Loan in the Louisville Area

Primary Residential Mortgage offers competitive mortgage rates in Louisville and surrounding areas. For over 16 years, we’ve been serving local borrowers with weekly updates, fast service and a streamlined loan application process. First-time and move-up home buyers alike will benefit from our many years of experience and our access to over 200 types of mortgages. We pair advanced technology with personalized service to make sure you get the right loan for your circumstances & budget. Take a look at our conventional, government-backed and other loan programs:

Disaster Relief Loan

When calamity hits home, PRMI Louisville offers disaster relief loans. We can finance up to 100 percent of your repair costs with predictable monthly payments at lower rates and waived processing fees. We’ll make the application process simple and efficient so you and your family can recover as quickly as possible.

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Reverse Mortgage

A reverse mortgage is ideal for seniors age 62 and older looking to stay in their home and convert their home equity into cash. This option frees you from monthly mortgage payments and gives you extra retirement income. If you are interested in this program and live in the Louisville area, we can customize a program based on your needs and unique situation.

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First-Time Homebuyer

We offer a wide range of mortgage products especially designed for first-time homebuyers in Louisville and surrounding areas. Navigating the path to affordable homeownership is possible with the help of our experienced loan officers. At PRMI of Louisville we are dedicated to getting you the best rate, loan terms, and lower closing costs available.

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Low-Credit Loan

Getting a home loan can prove challenging if you have a low credit score. But with PRMI Louisville, we can help you secure a mortgage that has lower credit score requirements and  more reasonable terms. We have access to over 200 loan programs, so you can be sure to find one that will likely fit your unique situation.

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Pre-Qualification Mortgage

Pre-qualification is an important step in getting a mortgage in Louisville and surrounding areas. Pre-qualifying will help simplify and streamline your home-buying journey. Let our loan experts guide you through the pre-qualifying process so you can narrow your home search down to homes that not only fit your budget but will also let the seller know you are serious with your offer.

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Refinance

When you’re ready to refinance, PRMI Louisville is the team to consult. Making this move with the right lender can help you save thousands of dollars throughout the life of the loan. We bring competitive home loan rates, unique mortgage products and personalized service to local borrowers looking to refinance.

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Home Loan

Looking for a home loan in the Louisville area that’s suited to your needs and will benefit you the most? We can help. Whether it’s a first-time-buyer-friendly mortgage, government-insured program or jumbo loan you’re looking for, our loan officers will point you in the right direction.

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VA Loan

Get professional assistance with your VA Loan application in Louisville. For over 16 years, we’ve helped veterans, military personnel and their families buy their own homes. Our local team will help you secure a VA loan with competitive interest rates, flexible loan terms, reduced closing costs and no down payment.

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FHA Loan

You can get help buying a home with an FHA Loan in Louisville. An FHA loan can give you better interest rates, a lower down payment and less-challenging credit requirements. Our loan officers offer guidance throughout the mortgage application and home-buying process, helping you choose the loan program that fits your unique situation.

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USDA Loan

Get a zero-down-payment mortgage for your dream rural home with a USDA loan in Louisville. This loan program also gives you competitive interest rates and flexible credit guidelines. If you’re buying a home in an eligible rural area, we can help you secure the best loan option.

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Conventional Mortgage

Finance your home with a conventional mortgage in Louisville. A conventional home loan offers more flexible loan terms and doesn’t require private mortgage insurance. Whether you want to pay off your home loan faster or get a fixed or adjustable-rate mortgage, our loan officer will point you to the right program.

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