Mortgage Programs in Corpus Christi

 

Mortgage Programs in Corpus Christi

Our PRMI branch in Corpus Christi provides Texas homebuyers with some of the most competitive mortgage rates in Corpus Christi and surrounding areas. 

We offer traditional mortgage programs that generally require a down payment between 5 to 20 percent and a credit score over 700. These include 15- and 30-year mortgages as well as adjustable-rate mortgages. 
Other common loan programs include manufactured housing loans and 2/1 buy down mortgages that require low down payments and allow borrowers to qualify for a loan below market rates. 

We can also guide you towards several government-backed loan programs, which include: 

New Construction Loan

We can provide construction loans that allow for the building or renovation of your home in Corpus Christi. We offer borrower-financed construction lending programs for better flexibility and control when building your new home. We work closely with our borrowers to ensure the loan approval process is smooth and hassle-free. This loan will help you afford the necessary costs that come with construction, so you can move into your new home as quickly as possible.

Apply Today

Low Credit Loan

Our company offers bad credit loans for those who may be facing credit challenges in Corpus Christi. If you need help with this type of loan, you can turn to PRMI Corpus Christi for help. We offer flexible terms and mortgage options to help you get a home loan.  Let us help you get approved for a mortgage and start repairing your credit today.  

Apply Today

Refinance

We offer refinancing programs where it makes sense.  Our refinancing options in Corpus Christi may provide a lower interest rate than what you have been paying with your current mortgage.  When you refinance, you’ll receive a mortgage with new terms, interest rates, and monthly payments. We offer traditional refinancing options and can also help with the federal government’s Home Affordable Refinance Program (HARP).

Apply Today

First-Time Homebuyers

The Texas Department of Housing and Community Affairs provides first-time homebuyer programs to help qualified borrowers in Corpus Christi achieve the American dream.

Our fixed rate mortgage programs and Federal Housing Authority loans are ideal financing options for first-time homebuyers. Your credit score will have a significant role in determining the interest rate for your mortgage and how much you will pay for the duration of your loan.

Apply Today

Pre-Qualification

We help aspiring Corpus Christi homeowners qualify for a home loan by reviewing their credit -scores and providing them with details on the best mortgage option available. Our pre-qualification process can help make sure you are able to qualify for the right home loan and help you purchase the home of your choice. 

This is an important step in the home buying process.  Our mortgage professionals will do everything in their power to make home ownership a reality for you.

Apply Today

Home Loan

We are experienced mortgage professionals who can help you find the right loan program to meet your needs. Unlike some mortgage lenders, we do not use a “one size fits all” approach to finding the right loan for you. We offer a variety of home loans in Corpus Christi to meet the needs of our clients. You can easily apply for any of our loans or programs online — we offer some of the most competitive rates and fees in Texas.

Apply Today

VA Loan

We are experts when it comes to providing VA loans & mortgages in Corpus Christi.  These loans help veterans, service members, and eligible surviving spouses obtain financing for their home. VA loans typically do not require a down payment or mortgage insurance. Eligible veterans will enjoy a competitive interest rate and can buy, build, or repair a home.  They may also refinance an existing mortgage, add energy-efficient improvements to a property, and more.

Apply Today

FHA Loan

Borrowers can qualify for an FHA loan in Corpus Christi with a down payment as little as 3.5 percent or a credit score of 580 or higher. This loan is ideal for low-to-moderate income homebuyers who are unable to make substantial down payments. Unlike other mortgages, this loan is insured by the Federal Housing Administration (FHA), which protects lenders from loss if borrowers default on the loan.

Apply Today

Let's Figure Out Your Needs