We firmly believe that the best way to handle mortgages is for the borrower to be actively involved in the process every step of the way. From choosing between loan programs to understanding negotiating terms, we're here to help you with anything you need.
Below are some of the most commonly utilized loan programs we offer...
VA Loans Click to open answer
VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.
*Closing costs and fees may still apply.
Apply NowFHA Loans Click to open answer
FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals.
Apply NowUSDA Loans Click to open answer
USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*
*Closing costs and fees may still apply.
Apply NowConventional Loans Click to open answer
Conventional loans offer affordable rates and flexible down payment options.
Apply NowJumbo Loans Click to open answer
Reverse Mortgage Click to open answer
Construction Loan Click to open answer
Low Credit Loan Click to open answer
Pre-Qualification Click to open answer
Down Payment Assistance Click to open answer
Refinance Click to open answer
VA Loan Click to open answer
FHA Loans Click to open answer
Already found a house you want to buy? With a Federal Housing Administration (FHA) loan you only have to put down 3.5% of the purchase price. Learn more about the requirements and application process for an FHA loan in Santa Rosa, or surrounding areas. Contact Carolyn Barlow today.
Apply NowUSDA Loan Click to open answer
Buying a home in rural communities or the outskirts of urban centers is a great fit for the USDA loan program. As part of the Rural Development Guaranteed Housing Loan Program, this loan lets you buy a house with zero down. Contact Carolyn Barlow — she’ll walk you through the process of applying for a USDA Loan in the Santa Rosa, CA area.
Apply Now