We firmly believe that the best way to handle mortgages is for the borrower to be actively involved in the process every step of the way. From choosing between loan programs to understanding negotiating terms, we're here to help you with anything you need.
Below are some of the most commonly utilized loan programs we offer...
Construction Loan Click to open answer
Design your dream house and apply for a Grand Junction Construction Loan to get the funds to build it. It’s an excellent option if you or a member of your family has specific needs or wants that houses listed on the market can’t fulfill. Talk to our loan officers to learn more about terms and requirements.
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Reverse Mortgage Click to open answer
Tap into your home equity by applying for a Reverse Mortgage in Grand Junction. Only homeowners 62 and older are eligible for this type of mortgage. Additionally, the loan will only be in effect for as long as the borrower uses the property as their primary residence. Talk to our loan officers to learn more.
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Refinancing Click to open answer
Reduce your monthly payments and extend your payment term if you’re finding it hard to keep up with your current mortgage terms. Similarly, you can choose to increase your monthly premiums and shorten your payment term to save more on interest fees. Apply for Refinancing in Grand Junction today.
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Low Credit Loan Click to open answer
Pursue your goal of holding the title to your very own home by applying for a Low Credit Loan in Grand Junction and surrounding areas. We provide a variety of privately funded and government-backed home loans for buyers with low credit scores. Talk to our loan officers and find out which mortgages you qualify for.
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Down Payment Assistance Click to open answer
Apply for Down Payment Assistance in Grand Junction to lessen the financial burden of closing costs and the down payment for your new home. You can apply for federal assistance from Fannie Mae, Freddie Mac, FHA, VA, USDA and more. Get in touch with PRMI Grand Junction and send in your application.
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Mortgage Pre-qualification Click to open answer
Find out if you’re ready to take on the financial responsibility of buying a house by getting a mortgage pre-qualification in Grand Junction. It’s a non-binding service, as we only do a basic review of your financial situation. You’ll learn how much you can get from a loan, and what you need to do to qualify for a larger amount and better repayment terms.
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VA Loan Click to open answer
Get approved for a VA Loan in Grand Junction and you can make repairs to your home or build or buy a house without a down payment. Private lenders such as PRMI Grand Junction provide the funding for VA Loans, along with the backing of the U.S. Department of Veterans Affairs. Apply today if you are a service member, veteran or eligible surviving spouse.
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FHA Loans Click to open answer
FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals.
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USDA Loan Click to open answer
Buy a home that falls within the USDA Rural Development Guaranteed Housing Loan Program’s eligible rural or suburban areas to qualify for a USDA Loan. It is a zero-down mortgage offering competitive interest rates, low monthly mortgage insurance and flexible credit requirements. Contact us to apply for a USDA Loan in Grand Junction or surrounding areas.
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Conventional Loan Click to open answer
If you can afford to buy a house at the seller’s asking price and down payment requirement, a conventional loan is the best choice for you. Fannie Mae or Freddie Mac typically guarantee these mortgages. They offer low interest rates and usually require a 5 percent down payment. Apply for a Conventional Loan in Grand Junction today.
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