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Our mortgage calculator can help you estimate your monthly payments and other loan costs. Start planning your budget today.

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We offer loan options for almost every situation, whether you’re buying your first home, refinancing or investing in property. We’ll discuss your unique goals and find the loan that’s right for you.

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Meet Loan Originators

Our experienced Loan Officers are local pros who love the communities they serve. They're here to help find tailored mortgage solutions that suit you.

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Looking for a home loan that meets your needs? Your search can end right here – at PRMI, we’ve helped countless residents of Waxahachie and the surrounding north central Texas region find favorable mortgage solutions, and you can count on us for assistance in achieving your homeownership goals.

As the premier mortgage lender in Waxahachie, our mortgage professionals are fully committed to delivering an exceptional borrowing experience. And, to that end, we work hard to make the process easy. Whether you’re a first-time homebuyer in need of a good mortgage or a current homeowner interested in refinancing or purchasing a second Ellis County property, you’ll be in good hands with our highly skilled team.

At PRMI, we understand the local market and have access to home loan programs that are suitable for almost any situation. From conventional mortgages and financing through the FHA, VA, or USDA to jumbo loans, zero-down mortgages and more, our broad product portfolio ensures we can find a solution that aligns with your immediate needs and your future financial objectives.

Getting a mortgage that’s right for you couldn’t be easier than it is with PRMI. We genuinely enjoy helping people navigate the borrowing process, and we have in-house tools and resources that enable us to expedite every step. If you want a stress-free home loan journey and financing that fits your life, we’re the go-to mortgage company in Waxahachie.

For details on our mortgage loans – or to get help in securing the best possible home loan rates and terms – contact PRMI in Waxahachie, Texas, today!

Local Specialists, National Resources

When you work with our Primary Residential Mortgage, Inc. team, you get to work with people who live in your community and know your area well. We’re your neighbors, and we’re passionately invested in your success and the future of our community. We truly want to get to know you and help you today as well as years down the road.

And while you get the benefit of working with locals, you also get the perks of working with a nationwide company with the resources to provide a huge selection of loan options so you can choose the right one for your specific needs.

Customer Reviews

Overall Rating:

251 Review(s)
Lisa B June 20, 2024
Always kept updated and prompt response with questions!
Marcus S June 7, 2024
Responsive and very helpful throughout the entire process.
Reply from Eric Whitaker: I appreciate your positive feedback, Marcus. It was my pleasure to assist you throughout the process and ensure it ran smoothly. I strive to make the experience as easy and efficient as possible for everyone. I'm glad to know that you were satisfied with the service provided by us at Primary Residential Mortgage, Inc. Looking forward to working with you again in the future. Thank you for the 5-star rating! Eric Whitaker
Ashton Adaire R April 6, 2024
I don’t think this process could have been any easier. Eric was patient, answered any questions we had, and thoroughly explained each stop. An overall amazing experience.
Reply from Eric Whitaker: I'm delighted to hear that you found the process to be straightforward and easy, Ashton. It was my utmost pleasure to assist you and ensure all your questions were answered. I aim to make every client's journey with Primary Residential Mortgage, Inc. an amazing experience, and I'm glad to hear I was able to achieve that with you. Thank you for your glowing review and the 5-star rating. It means a lot to me. Looking forward to assisting you again in the future.
Jonathan Lawrence N March 24, 2024
Very good communicator. Made sure exactly what we needed to get to him. Everything he said he followed through with. Could not be happier with our experiences.
Reply from Eric Whitaker: I'm thrilled to hear that you had a positive experience with us at Primary Residential Mortgage, Inc., Jonathan. Communication and follow-through are key aspects of my work and I'm glad to know they significantly contributed to your satisfaction. Your feedback is immensely appreciated and I am here for any future mortgage needs. Thank you for taking the time to share your experience and for giving us a 5-star rating. It was a pleasure working with you.
Robert Louis R March 24, 2024
Eric did a fantastic job! The whole experience was easy and painless.
Reply from Eric Whitaker: I'm delighted to hear that you had a positive experience, Robert. It was a pleasure to assist you. At Primary Residential Mortgage, Inc., we aim to make the mortgage process as simple and stress-free as possible. I'm thrilled that we could achieve this for you. Thank you for your kind review and the full rating. Your satisfaction is our utmost reward.