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Our mortgage calculator can help you estimate your monthly payments and other loan costs. Start planning your budget today.

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We offer loan options for almost every situation, whether you’re buying your first home, refinancing or investing in property. We’ll discuss your unique goals and find the loan that’s right for you.

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Meet Loan Originators

Our experienced Loan Officers are local pros who love the communities they serve. They're here to help find tailored mortgage solutions that suit you.

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Looking for a home loan that meets your needs? Your search can end right here – at PRMI, we’ve helped countless residents of Waxahachie and the surrounding north central Texas region find favorable mortgage solutions, and you can count on us for assistance in achieving your homeownership goals.

As the premier mortgage lender in Waxahachie, our mortgage professionals are fully committed to delivering an exceptional borrowing experience. And, to that end, we work hard to make the process easy. Whether you’re a first-time homebuyer in need of a good mortgage or a current homeowner interested in refinancing or purchasing a second Ellis County property, you’ll be in good hands with our highly skilled team.

At PRMI, we understand the local market and have access to home loan programs that are suitable for almost any situation. From conventional mortgages and financing through the FHA, VA, or USDA to jumbo loans, zero-down mortgages and more, our broad product portfolio ensures we can find a solution that aligns with your immediate needs and your future financial objectives.

Getting a mortgage that’s right for you couldn’t be easier than it is with PRMI. We genuinely enjoy helping people navigate the borrowing process, and we have in-house tools and resources that enable us to expedite every step. If you want a stress-free home loan journey and financing that fits your life, we’re the go-to mortgage company in Waxahachie.

For details on our mortgage loans – or to get help in securing the best possible home loan rates and terms – contact PRMI in Waxahachie, Texas, today!

Local Specialists, National Resources

When you work with our Primary Residential Mortgage, Inc. team, you get to work with people who live in your community and know your area well. We’re your neighbors, and we’re passionately invested in your success and the future of our community. We truly want to get to know you and help you today as well as years down the road.

And while you get the benefit of working with locals, you also get the perks of working with a nationwide company with the resources to provide a huge selection of loan options so you can choose the right one for your specific needs.

Customer Reviews

Overall Rating:

234 Review(s)
Jessica S November 5, 2023
Eric worked hard and was always readily available to all parties throughout the entire process. He was able to jump in and get to closing table early to meet the needs of our clients!
Reply from Eric Whitaker: I'm thrilled to hear that you had such a positive experience with the mortgage process, Jessica. I take immense pride in ensuring all parties are kept informed and processes move along as smoothly as possible. Your feedback is greatly appreciated and it was a pleasure to assist you in meeting your clients' needs and closing early. Here at Primary Residential Mortgage, Inc., we're always ready to go the extra mile. Thank you for your kind words and 5-star rating!
Michael M September 3, 2023
Eric made my first home buying experience comfortable and easy from start to finish. He was always responsive and reachable if I had any questions. I’m glad I chose to work with Eric, and would recommend him to anybody looking for a home.
Reply from Eric Whitaker: Thank you so much for the glowing review, Michael! Nothing makes me happier than knowing I was able to make your first home buying experience a comfortable and smooth one. I pride myself on always being available for my clients and I'm glad you appreciated that. Thank you for choosing to work with me at Primary Residential Mortgage, Inc., and for the recommendation. It's really the greatest compliment I could receive. Looking forward to the opportunity to work with you again in the future!
Jordan D August 31, 2023
Thank you Eric for all the timely communication between me and Michael! I will definitely keep you in mind for my future deals
Jimmy Tom W June 5, 2023
Eric Whitaker did a fantastic job with my mortgage process over the past few months to get me to final closing for my new custom home. He was very professional in his approach & made this a very smooth & easy process! I would recommend his service to anyone seeking a refinance or new home mortgage!!
David V G May 15, 2023
Been working with Eric for past two years while we were able to find next home. Eric always was patient and very informative to provide information needed