Check Mortgage Calculator

Our mortgage calculator can help you estimate your monthly payments and other loan costs. Start planning your budget today.

Calculate Your Loan

Explore Loan Options

We offer loan options for almost every situation, whether you’re buying your first home, refinancing or investing in property. We’ll discuss your unique goals and find the loan that’s right for you.

View Loans

Meet Loan Originators

Our experienced Loan Officers are local pros who love the communities they serve. They're here to help find tailored mortgage solutions that suit you.

View Loan Originators

Looking for a home loan that meets your needs? Your search can end right here – at PRMI, we’ve helped countless residents of Waxahachie and the surrounding north central Texas region find favorable mortgage solutions, and you can count on us for assistance in achieving your homeownership goals.

As the premier mortgage lender in Waxahachie, our mortgage professionals are fully committed to delivering an exceptional borrowing experience. And, to that end, we work hard to make the process easy. Whether you’re a first-time homebuyer in need of a good mortgage or a current homeowner interested in refinancing or purchasing a second Ellis County property, you’ll be in good hands with our highly skilled team.

At PRMI, we understand the local market and have access to home loan programs that are suitable for almost any situation. From conventional mortgages and financing through the FHA, VA, or USDA to jumbo loans, zero-down mortgages and more, our broad product portfolio ensures we can find a solution that aligns with your immediate needs and your future financial objectives.

Getting a mortgage that’s right for you couldn’t be easier than it is with PRMI. We genuinely enjoy helping people navigate the borrowing process, and we have in-house tools and resources that enable us to expedite every step. If you want a stress-free home loan journey and financing that fits your life, we’re the go-to mortgage company in Waxahachie.

For details on our mortgage loans – or to get help in securing the best possible home loan rates and terms – contact PRMI in Waxahachie, Texas, today!

Local Specialists, National Resources

When you work with our Primary Residential Mortgage, Inc. team, you get to work with people who live in your community and know your area well. We’re your neighbors, and we’re passionately invested in your success and the future of our community. We truly want to get to know you and help you today as well as years down the road.

And while you get the benefit of working with locals, you also get the perks of working with a nationwide company with the resources to provide a huge selection of loan options so you can choose the right one for your specific needs.

Customer Reviews

Overall Rating:

274 Review(s)
4.96
Yesenia
March 16, 2025
Eric was very informative and helpful. Eric worked very hard and kept us updated on every stage of our home buying journey. Thank you, Eric!
Response to Yesenia: I'm thrilled to hear that you found the information and updates helpful throughout your home buying journey. It was a pleasure assisting you, Yesenia, and I'm grateful for your kind words. Thank you for choosing Primary Residential Mortgage, Inc.
Taylor
March 15, 2025
We were not the easiest clients to deal with by any means. Eric stuck with us and made sure we were able to get into the house that perfectly fits us!
Response to Taylor: I'm thrilled to hear that we were able to find the perfect home for you. It was a pleasure working with you, and I'm glad I could assist throughout the process. Thank you for your kind words and trust in me.
Kerri
February 24, 2025
It was very easy to work with Eric, he was knowledgable and friendyou . He made my closing a breeze .
Response to Kerri: Kerri, I'm thrilled to hear that you had such a positive experience! Making the closing process easy and stress-free is always my goal, and I'm glad I could help guide you through it. Thank you for trusting me with your home finance needs. If you have any more questions or need assistance in the future, I'm here to help!
Ron
January 28, 2025
engaged Eric on behalf of a client. Eric was able to handle the business and get the deal closed within the time. Allocated is a trusted resource in Dallas.
Response to Ron: Ron's kind words are much appreciated. I'm glad I could help his client with their mortgage needs and close the deal efficiently. It's always my aim to be a trusted resource within the Dallas community, and it's fulfilling to hear that my efforts are being recognized.
Mary
January 8, 2025
Impressive closing a VA loan in 17 days!
Response to Mary: Thrilled to hear you had a positive experience, Mary! Closing a VA loan in such a short timeframe can be quite challenging, but it's all worth it when we see satisfied customers like you. Your feedback validates our commitment to providing the best service and the fastest closures. If there's anything else you need in the future, do not hesitate to reach out. Thank you for choosing Primary Residential Mortgage, Inc. and for your excellent 5-star review.