Home Loan Options at Primary Residential Mortgage Inc. in Tulsa

Backed by the resources of Primary Residential Mortgage, Inc., we’re able to offer a diverse portfolio of home loan programs to local borrowers in Tulsa. If you're looking to go the traditional route, we have 30- and 15-year fixed rate mortgages. We also have adjustable-rate home loan programs for those looking for shorter terms and cheaper payments.

Our portfolio also includes government-backed programs, such as FHA, USDA, and VA loans.

To help you get started with your home buying process, here's a full list of our available loan programs:

Home Loan

As part of one of nation's largest mortgage lenders, PRMI Tulsa has access to a variety of home loan options. Whether you're on the road to buying your first home or looking to upgrade in Tulsa, you'll likely find a suitable loan from our extensive portfolio. Our mortgage consultants are here to guide you.

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Low Credit Loan

Have you been turned down for a home loan due to poor credit or other financial factors? Let us offer you a second chance. Our diverse portfolio includes low credit loan programs designed for buyers in Tulsa who have a less than perfect financial past.

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First-Time Homebuyer

Many first-time home buyers struggle to get the right financing for their home, but at PRMI Tulsa, we make homeownership fast and straightforward for all our clients, including first-time buyers. In fact, we offer loan options that bypass the typical high-interest rates and rigid credit guidelines.

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Reverse Mortgage

If you’re age 62 or older and need to pay off debt/medical bills or fund education, or pursue other financial goals, turn to our reverse mortgage program. With this loan, you’re able to use your home equity as cash. A reverse mortgage is ideal for low-income seniors looking to boost their financial security in their golden years.

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Disaster Relief Loan

If a recent calamity has destroyed your home, PRMI Tulsa can help. We offer a disaster relief loan program that allows qualified individuals to buy a house with zero money down. This loan option is available for single family, primary resident purchases.

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Refinance

Refinance your Tulsa home a HARP loan and you may get a lower interest rate, shorten your loan term, and/or draw equity to finance a large purchase, investment, or any other financial goal. Our mortgage consultants will help you get through the refinance application process.

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Pre-Qualification

At PRMI Tulsa, we have a streamlined loan application process, beginning with a fast pre-qualification. Simply complete a form and upload the necessary documents online. From there, we'll get back to you and inform you what you qualify for and detail your mortgage options.

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VA Loan

Through the VA loan program, we help military veterans, active personnel, and eligible surviving military spouses in Tulsa realize their homeownership goals. This loan includes unique advantages, such as an option to buy a home without a down payment and select a fixed or adjustable-rate.

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FHA Loan

Being government-insured, the FHA loan allows you to buy a home even if you have a low-to-moderate income and less than stellar credit. You can also pay a down payment as low as 3.5 per cent of the home price. Our FHA loans are available to all borrowers in Tulsa, not just first-time buyers.

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USDA Loan

Insured by the United States Department of Agriculture, a USDA loan is designed for those who have a steady, modest income looking to purchase a house in an accredited rural area near Tulsa. This program comes with competitive interest rates and flexible credit guidelines.

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Conventional Loan

We offer fixed-rate, conventional loans in Tulsa. These loans protect you from any unexpected rate increases throughout your loan term. Our conventional loans are available in either 15 or 30-year terms. Speak to one of our mortgage consultants to know whether a conventional loan is suitable for you.

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