Mortgage Calculator

How much are you going to pay for your loan? Our detailed mortgage calculator determines the repayment summary according to your home’s value, loan amount, down payment, and other factors.


Loan Options

Primary Residential Mortgage offers a variety of loan options — each designed to address your unique financial situation. With Tim’s help, you can choose from VA, USDA, FHA, or other conventional mortgage loans.

Trusted Mortgage Lender in Folsom, CA

When you need a trusted mortgage loan officer in Folsom, look no further. Primary Residential Mortgage, Inc.’s (PRMI) Tim Halverson provides the unmatched industry knowledge and outstanding personal service his clients have come to rely on and appreciate.

Tim is a dedicated mortgage professional with over 27 years of experience in the industry. As one of the area’s top lenders, he takes pride in helping clients achieve their financial goals by guiding them through their home loan application process.

A Certified Professional

Tim has worked with the California Association of Mortgage Brokers. He has also served on the state board executive committee under various capacities. His service in the mortgage industry has earned him excellent reviews from both peers and clients. From bruised credit to best credit, he provides knowledgeable solutions for all types of home loan programs. This enables him to find the programs that best meet his clients’ needs given their unique financial situations and homeownership goals.

Tim isn’t just a hardworking mortgage lender in Folsom. He is also passionate about the community. Currently, he serves on the board of directors for the Rolling Hills Community Services District and has served on the committee for more than a decade.

Let Tim help you out with your mortgage needs. Get in touch with him today.