Loan Options:

Jumbo Loans: These loans have higher loan limits that help you purchase high-value Property. Low down payments are possible. *Limited Availability in some areas

New Construction Loans: When you're having trouble finding a home with everything you want, you could opt for a new construction loan in Plano and surrounding areas. 

First-Time Homebuyer: The first house you buy can affect your financial health for the rest of your life. If your starter home is more expensive than you can afford, you could be saddled with debt for decades. It would be difficult to buy a permanent home where you can raise your family in comfort. Be smart and seek a viable first-time homebuyer loan!

Home Loan: Texas A&M University's Real Estate Center Reports that the median price of a single family in Dallas- Fort Worth Area is $255,000. You do not need to have $45,000 (for a down payment) in the bank before buying a home. 

Low Credit Loan: home ownership is a privilege that comes easier to people with high credit scores, and who can afford a down payment for a house. Those with lower credit scores still have hope. However, if your credit score is below 600 you might qualify for a low credit home loan. 

Refinance: Financial circumstances can change over the course of a mortgage term. If your income is lower than when you first bought your home, you might want to reduce your monthly payments. We'll help you adjust your mortgage terms to a more affordable payment schedule. *

When it comes to refinancing your home loan, you can generally reduce your monthly payment amount; however, total finance charges, may be higher over the life of your mortgage loan.

VA Loans: Help make homeownership more attainable for veteran and military service members. The loans are federally insurance and available with no downpayment. *Plus, they do not require private mortgage insurance *

VA home loan purchases, have options for 0% down payment, No private mortgage Insurance requirements, competitive interest rates, with specific qualification requirements. VA Interest rate reduction loans (IRRRL) are only for Veterans who currently have a VA loan, current loan rate restrictions apply, and limits to recoupment of costs and fees apply. VA Cash-out Refinances are available for Veterans with or without current VA loans. Policies and guidelines may vary and are subject to the individual borrower(s) qualification. Program and Lender overlays apply.

FHA Loans: comes with low downpayment options, and lenient credit requirements.  These federally insured loans are designated to help more people achieve their homeownership goals. 

USDA Loans: are government insured loans that help people purchase homes in rural areas. These loans are often available with low or no downpayment. *Closing cost fees may still apply. 

Conventional Loans: offer affordable rates and flexible downpayment options.