Mortgage Loan Options


Choose a Home Loan with Expert Mortgage Lenders in Plano, TX

PRMI Plano, TX is happy to help you obtain financing for your new home. We have the full backing of a national mortgage lending company and can offer 15 and 30-year, fixed-rate, and adjustable-rate mortgages. Let us help you take the first step toward homeownership.

We accept applications for conventional, reverse, and jumbo loans, as well as various government home loan programs like USDA, VA, and FHA loans. Our team enhances your options with competitive mortgage rates in Flower Mound, Texas and surrounding areas. Trust our mortgage brokers to help you find the right type of loan.


New Construction Loan

When you’re having trouble finding a home with everything you want, you could opt for a new construction loan in Plano and surrounding areas. Our experienced loan officers can help you apply for this loan and walk you through everything that’s needed.

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First-Time Homebuyer

The first house you buy can affect your financial health for the rest of your life. If your starter home is more expensive than you can afford, you could be saddled with debt for decades. It would then be difficult to buy a permanent home where you can raise your family in comfort. Be smart and seek a viable first-time homebuyer loan with PRMI Plano, TX.

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Home Loan

Texas A&M University’s Real Estate Center reports that the median price of a single family home in the Dallas-Fort Worth area is $255,000. You don’t need to have $45,000 (for down payment) in the bank before buying a home. Our team of local specialists can help you find other options for your home loan in Plano, TX and surrounding areas.

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Low Credit Loan

Homeownership is a privilege that comes easier to people with high credit scores and who can afford a down payment for a house. Those with lower credit scores still have hope, however. If your credit score is below 600, you might qualify for a low credit home loan with PRMI Plano, TX. Consult with our loan officers today.

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All types of mortgages, whether conventional or government-insured, have eligibility requirements. In our years of working with local residents, we have realized that many are unaware of the many home loan programs they can apply for. Get in touch with our mortgage loan officers and talk about pre-qualification to find out which mortgage programs you’re eligible for. 

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Financial circumstances can change over the course of a mortgage term. If your income is lower than when you first bought your home, you might want to reduce your monthly payments. Refinance your mortgage with PRMI Plano, TX, and we’ll help you adjust your mortgage terms to a more affordable payment schedule.

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VA loans are designed to help active or former military service members get a great loan option after or while they serve our country. They come with no down payment, low closing costs, great mortgage rates and zero private mortgage insurance. 

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Backed by the Federal Housing Administration, these loan programs come with low fixed rates that require very little cash up front to close. They offer less stringent credit requirements, low down payments and the ability to bring in a co-signer.

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These are government-insured loans that come with no down payment and low insurance premiums. They’re meant to help with the acquisition of rural and farming land, primarily.

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These fixed-rate loan programs are one of the most common types of mortgages you can apply for.  These loans offer protection to the buyer from unexpected rate increases which would result in increased monthly mortgage payments.  These fixed-rate mortgages are offered in either 15 or 30 year options.  

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