Investor Cash Flow Program

Investor Cash Flow

Property Investors can build their portfolios faster with our Investor Cash Flow Program.

  • Qualification based on property cash flow
    • Minimum DSCR* 1.0
    • DSCR 1.00 - 0.85 minimum 700 FICO® and max 80 % LTV
    • No DSCR needed with minimum 700 FICO®  and max 75% LTV
  • Credit scores starting at 600
  • No personal income / no employment needed
  • Up to 80% LTV
  • 40-year fixed-rate interest only available
  • Loans up to $1.5 million, $75K minimum
  • No limit on total number of properties
  • Purchase and cash-out or rate-term refinance
  • Properties can be in LLC’s name
  • Non-warrantable condos OK

*DSCR – Debt Service Coverage Ratio: Rent / Mortgage

FICO® is a registered trademark of Fair Isaac Corporation.

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Investor Cash Flow Program FAQs


Can I get a mortgage for an investment property?

Yes, utilizing our Investor Cash Flow product allows for cash flow on the property to be used to qualify for the loan. No tax returns or employment information required.

Is personal income required to qualify for an Investor Cash Flow loan?

No personal income is required to qualify. This saves you from submitting complicated income statements and tax returns.

Customer Reviews

Overall Rating:

1304 Review(s)
Hector O C November 26, 2022
The process was flawless, informative emails helped understand the process as well!
Leslie D. S November 22, 2022
Everyone was so helpful. I appreciated the expertise and professionalism of everyone. It could not have moved along any smoother.
Tami M November 20, 2022
I was informed step by step and Nick and his team answered any questions I had in a timely manner.
Tyler V November 9, 2022
Nick Barta exceeded beyond exaptation. This is my first place so I really had no idea what I was getting myself into, but Nick was able to smooth everything out for me and was always available if I had any questions.
Emily W November 9, 2022
More in person meetings would be better. Keeping track of all the documents day after day was taxing, A sit down meeting where documents were signed in mass would have helpful.