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Investor Cash Flow Program

Investor Cash Flow

Property Investors can build their portfolios faster with our Investor Cash Flow Program.

  • Qualification based on property cash flow
    • Minimum DSCR* 1.0
    • DSCR 1.00 - 0.85 minimum 700 FICO® and max 80 % LTV
    • No DSCR needed with minimum 700 FICO®  and max 75% LTV
  • Credit scores starting at 600
  • No personal income / no employment needed
  • Up to 80% LTV
  • 40-year fixed-rate interest only available
  • Loans up to $1.5 million, $75K minimum
  • No limit on total number of properties
  • Purchase and cash-out or rate-term refinance
  • Properties can be in LLC’s name
  • Non-warrantable condos OK

*DSCR – Debt Service Coverage Ratio: Rent / Mortgage

FICO® is a registered trademark of Fair Isaac Corporation.

Get Started Today

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Investor Cash Flow Program FAQs

 

Can I get a mortgage for an investment property?

Yes, utilizing our Investor Cash Flow product allows for cash flow on the property to be used to qualify for the loan. No tax returns or employment information required.

Is personal income required to qualify for an Investor Cash Flow loan?

No personal income is required to qualify. This saves you from submitting complicated income statements and tax returns.

Customer Reviews

Overall Rating:

1558 Review(s)
4.82
David Frank
January 19, 2025
Nick went above and beyond. We are very happy. We would recommend Nick to any home buyers. We had a very positive home buying experience. Thank you Nick.
Response to David Frank: Thank you David. It was an honor to help you and your family. Congratulations on your new home.
Klaudine Jane
January 19, 2025
Smooth process
Response to Klaudine Jane: Thank you Klaudine. Congratulations on your new home! It was a pleasure working with you.
Leslie A
January 8, 2025
Answered every question with confidence and knowledge. He made my process very easy.
Response to Leslie A: Thank you Leslie. We are so happy for you. We appreciate you letting us tag along with you on your home buying journey.
Heather
January 3, 2025
Impressive timelines, efforts, explanation, outcome.
Response to Heather: Thank you Heather. Always good to work with you again. We appreciate your trust.
Troy M
December 31, 2024
Super easy process. Communication was always prompt and accurate.
Response to Troy M: Thank you Troy. It was a pleasure working with you. Have a great new year!