No DSCR needed with minimum 700 FICO®† and max 75% LTV
Credit scores starting at 600
No personal income / no employment needed
Up to 80% LTV
40-year fixed-rate interest only available
Loans up to $1.5 million, $75K minimum
No limit on total number of properties
Purchase and cash-out or rate-term refinance
Properties can be in LLC’s name
Non-warrantable condos OK
*DSCR – Debt Service Coverage Ratio: Rent / Mortgage
†FICO® is a registered trademark of Fair Isaac Corporation.
Investor Cash Flow Program FAQs
Can I get a mortgage for an investment property?
Yes, utilizing our Investor Cash Flow product allows for cash flow on the property to be used to qualify for the loan. No tax returns or employment information required.
Is personal income required to qualify for an Investor Cash Flow loan?
No personal income is required to qualify. This saves you from submitting complicated income statements and tax returns.
Nick went above and beyond. We are very happy. We would recommend Nick to any home buyers. We had a very positive home buying experience. Thank you Nick.
Response to David Frank: Thank you David. It was an honor to help you and your family. Congratulations on your new home.
Klaudine Jane January 19, 2025
Smooth process
Response to Klaudine Jane: Thank you Klaudine. Congratulations on your new home! It was a pleasure working with you.
Leslie A January 8, 2025
Answered every question with confidence and knowledge. He made my process very easy.
Response to Leslie A: Thank you Leslie. We are so happy for you. We appreciate you letting us tag along with you on your home buying journey.