Consumer Incentive for Community Heroes

Thanking Our Heroes

By offering them up to $2,000 in consumer incentive at closing.*


At Security First Financial, we’re grateful for the local heroes who work every day to make our communities better. If you’re a firefighter, teacher, law enforcement officer, healthcare professional or member of the military, you may be eligible for a customer incentive to help with your mortgage costs!

When you close a loan with us, show us this webpage if you are a:

  • Firefighter
  • Teacher
  • Law Enforcement Officer
  • Healthcare Professional
  • Military Member, active or retired

This discount can be applied to a variety of loans, including FHA, VA, and Conventional Loans.

Other benefits:

  • Down payment assistance (DPA) programs available**
  • No restriction on the area where you purchase
  • No income limit restrictions
  • No upfront fees
  • Up to $1,000 real estate agent credit with approved agent

Thank you for everything that you do for our community.

Please fill out our online mortgage application to get started...


Apply Now

*Security First Financial is a Division of Primary Residential Mortgage, Inc. The PRMI branch number 6066 will provide $1,000 and the real estate agent will provide up to $1,000 as a consumer incentive to be used toward the payment of the loan closing costs. Available for properties located in CO only. Borrowers are eligible for a credit toward closing costs on the CLOSING DISCLOSURE. Loan must be secured by a first mortgage or deed of trust (New Loan) only, subject to qualification, approval, and closing with Primary Residential Mortgage, Inc. Loan must close within 60 days from the date of loan application. Consumer incentive may not exceed $2,000 in total and may not be used for any other purpose. Consumer incentive webpage must be presented at time of application and all eligibility requirements met no later than 10 days prior to the New Loan closing date. Only one consumer incentive permitted per loan. Cannot be used in conjunction with any other current promotions. This consumer incentive is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or after January 01, 2023. Loan must close on or before December 31, 2023.

**First lien interest rates may be higher when using a DPA second.

Veteran, Nurse, Police Officer, Teacher, Firefighter

Customer Reviews

Overall Rating:

1476 Review(s)
Michelle Hayes H April 4, 2024
Working with Nick has been a pleasant experience. Nick was always available to answer questions even on the weekends. My experience was painless! Nick and the Team made the process smooth and the closing was a success!
Cameron R April 2, 2024
Everything went smoothly and I was informed on every part of the process!
Reply from The Nick Barta Team | Division President | Security First Financial: Thank you Cameron. Congratulations on your new home. We appreciate you making us part of your home buying process.
Natalee B April 1, 2024
The Security First team was responsive, knowledgeable, and proactive!
Reply from Nick Barta: Thank you Natalee. We really enjoyed helping you with your home purchase. Congratulations!
Dawn L March 26, 2024
Nick is very knowledgeable about his job
Reply from The Nick Barta Team | Division President | Security First Financial: Thank you Dawn. We are so happy for you. I hope you enjoy your new home. We appreciate you letting us be part of your home buying journey.
Brittany S March 8, 2024
The team was so helpful and responsive. Great experience overall!
Reply from Nick Barta: Thank you Brittany. It was a pleasure. I hope you enjoy your new home.