Mortgage Loan Options

Apply for a Mortgage in Lake Dallas

PRMI Lake Dallas can help you determine which home loan to apply for. You will find that we have the same goals: to find you a home loan that requires a minimum, out-of-pocket down payment and monthly payments you can afford. Trust our team to help you find the most affordable mortgage rates in Lake Dallas.

We offer several loan options, including 30-year and 15-year fixed-rate mortgages and adjustable-rate mortgages (ARMs), as well as traditional and government-backed home loan programs. Below are some of the mortgage types we can help you apply for:


VA loans are designed to help active or former military service members get a great loan option after or while they serve our country. They come with no down payment, low closing costs, great mortgage rates and zero private mortgage insurance. 

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Backed by the Federal Housing Administration, these loan programs come with low fixed rates that require very little cash up front to close. They offer less stringent credit requirements, low down payments and the ability to bring in a co-signer.

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These are government-insured loans that come with no down payment and low insurance premiums. They’re meant to help with the acquisition of rural and farming land, primarily.

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These fixed-rate loan programs are one of the most common types of mortgages you can apply for.  These loans offer protection to the buyer from unexpected rate increases which would result in increased monthly mortgage payments.  These fixed-rate mortgages are offered in either 15 or 30 year options.  

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New Construction Loan

Can’t find a property that meets your wants and needs? Then consider building your dream house from the ground up. PRMI in Lake Dallas can help you secure financing for the construction of your future home. Consult with our loan experts and find out if you qualify for a new construction loan in Lake Dallas or surrounding areas.  

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As a home loan lender, we need to evaluate your financial health and determine how much you can afford to pay towards your mortgage every month. Our pre-qualification screening is designed to help simplify the home buying process.  After considering your regular income, assets, and existing debts, we help you find mortgage terms that are within your ability to pay.

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It’s possible to pay off an existing mortgage and take out a new one with payment terms more suited to your ability to pay. Through refinancing, you can reduce your interest rate, shorten your mortgage term, or convert the terms of your mortgage (from fixed-rate to adjustable-rate, or vice versa). Talk to our refinancing experts in our Lake Dallas location.

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Low Credit

A low credit score can be a hindrance to homeownership; but with the right lender, you may still get financing for the house you want to buy. PRMI Lake Dallas can help you get approved for a low credit loan in Lake Dallas and surrounding areas. Talk to our mortgage specialists for tips on how to qualify.

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Home Loan

The first step to securing a home is to get approved for a home loan. A 600 credit score is ideal for home buyers, but you don’t have to give up the dream if your score falls short. Our mortgage experts can help you secure a home loan in Lake Dallas and surrounding areas. Furthermore, we’ll help you through the entire application process. 

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First-Time Homebuyer

If you are a first-time home buyer in Lake Dallas and surrounding areas, you may qualify for loan programs and financial assistance programs from the FHA and local and state government offices. Our experienced and knowledgeable mortgage team can help you find and apply for home down payment assistance in Lake Dallas and surrounding areas.

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