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Mortgage Options for Every Kind of Borrower in Lake Dallas

We firmly believe that the best way to handle mortgages is for the borrower to be actively involved in the process every step of the way. From choosing between loan programs to understanding negotiating terms, we're here to help you with anything you need.

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Below are some of the most commonly utilized loan programs we offer...

Jumbo Loans Click to open answer

These loans have higher loan limits that help you purchase high-value property. Low down payments are possible. Apply Today

Reverse Mortgage Click to open answer

Borrowers 62 and older with equity in their home can borrow against the value of their Lake Dallas property. Unlike a mortgage used to purchase a home, a reverse mortgage doesn’t require you to make monthly payments. Instead, the loan balance isn’t due unless you move, sell your home or pass away.

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Disaster Relief Loan Click to open answer

If disaster strikes and your home sustains damage, you can apply for low-interest, long-term relief in Lake Dallas. The disaster relief loan is applicable for those living in declared disaster areas. You may apply for up to $200,000 to repair or replace parts of your home to its pre-disaster state.

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VA Loans Click to open answer

VA loans help make homeownership more attainable for veterans and military service members. These loans are federally insured and available with no down payment.* Plus, they don’t require private mortgage insurance.

*Closing costs and fees may still apply.

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FHA Loans Click to open answer

FHA loans come with low down payment options and lenient credit requirements. These federally insured loans are designed to help more people achieve their homeownership goals. Apply Today

USDA Loans Click to open answer

USDA loans are government-insured loans that help people purchase homes in rural areas. These loans are often available with low or no down payment.*

*Closing costs and fees may still apply.

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Conventional Loans Click to open answer

Conventional loans offer affordable rates and flexible down payment options. Apply Today

New Construction Loan Click to open answer

If you can’t find your dream home, you can build it with a construction loan from PRMI Lake Dallas. Consult with our expert loan agents in Lake Dallas to find out if you’re qualified for a new construction loan.

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Pre-Qualification Click to open answer

The purpose of PRMI Lake Dallas pre-qualification screening is to assess your financial health and help us determine how much you can pay toward your mortgage each month. With this information, we can better help you find mortgage terms that are best suited for your personal situation.

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Refinancing Click to open answer

Pay off your current home loan by obtaining a new loan with better terms and a lower interest rate. Not only can you lower interest rates through refinancing your Lake Dallas home, but you can also shorten or convert the term of your mortgage.

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Low Credit Click to open answer

One of the biggest challenges aspiring homebuyers in Lake Dallas may face when applying for a loan is a low credit score. Typically, you need a strong credit score to get a home loan. But with the assistance of our expert loan agents, you can qualify for a home loan with a credit score as low as 580.

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Home Loan Click to open answer

Need help financing your dream home in Lake Dallas? Applying and getting approved for a home loan is the way to go. However, this can prove challenging if you have a low credit score. If that’s the case for you, turn to the mortgage experts at PRMI Lake Dallas for assistance.

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First-Time Homebuyer Click to open answer

Planning on buying your first home? Did you know that local and state government offices in Lake Dallas and the surrounding areas offer financial assistance for first-time homebuyers? We’ll help you apply for these loan programs. If you qualify, buying your first home might be easier than you ever imagined.

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