Mortgage Loan Options

At Primary Residential Mortgage, we offer a wide range of loan options to our local borrowers. We have a full list of 30- and 15-year fixed rate mortgages for those looking to go the traditional route, along with adjustable-rate mortgages (ARMs) for those interested. We also feature programs like manufactured housing loans and 2/1 buy down mortgages.

In addition, we can help line you up with several different government-backed mortgage loan options:

Conventional

These fixed-rate loan programs are one of the most common types of mortgages you can apply for.  These loans offer protection to the buyer from unexpected rate increases which would result in increased monthly mortgage payments.  These fixed-rate mortgages are offered in either 15 or 30 year options.  

Apply Now

VA

VA loans are designed to help active or former military service members get a great loan option after or while they serve our country. They come with no down payment, low closing costs, great mortgage rates and zero private mortgage insurance. 

Apply Now

USDA

These are government-insured loans that come with no down payment and low insurance premiums. They’re meant to help with the acquisition of rural and farming land, primarily.

Apply Now

FHA

Backed by the Federal Housing Administration, these loan programs come with low fixed rates that require very little cash up front to close. They offer less stringent credit requirements, low down payments and the ability to bring in a co-signer.

Apply Now

How Can We Help?