Mortgage Calculator

Determine your mortgage payment with our interactive financial calculator. Our calculator also offers information on your repayment summary according to your home’s value, down payment, and loan amount. For more information, get in touch with Josh.


A Variety of Loan Options

Find the perfect loan and fulfill your homeownership goals with Primary Residential Mortgage, Inc. Josh will help you decide on a loan from our selection of mortgages, which include conventional loans, USDA, bad credit loans, VA, FHA, and construction loans.

Mortgage Lender Serving El Dorado County & Greater Sacramento Area

Josh Mottashed is a seasoned mortgage loan officer serving El Dorado County and surrounding areas. Having been in the industry since the late 90s, he possesses the experience and expertise to help clients with the home loan process.

He specializes in all types of loans, which include conventional and government-backed loans (e.g. USDA, FHA, and VA). Trust Josh to negotiate and process residential mortgage loans on your behalf.

Home Loans in El Dorado County

As a mortgage loan officer serving in El Dorado County and surrounding areas, Josh considers it his mission to offer clients greater access to more mortgage options and quick comparisons between loan choices. This allows his clients to find the mortgage solutions that are best suited for their needs.

Josh is relentless and won’t stop until he finds a plan that works. He will also support you throughout the entire application and settlement process, which includes sourcing pre-approval, sorting through paperwork, and overseeing your application for potential government incentives and grants.

Get in touch with Josh Mottashed today for a positive, personal home loan experience and to learn more about your options.

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Tips for Improving Credit Score

If you’re looking for a mortgage of any size or type, credit score is going to be an important factor. Your credit score will go a long way to determining which kinds of financing situations you’ll be eligible for, as well as the ranges you can shop in when searching for a new home.


Advantages of Conventional Loans

With numerous programs out there meant to help buyers get the perfect mortgage situation for them and their families, it can be easy to forget about the simplest loan type out there: The conventional loan.


Learning FHA Loan Benefits

Whether you’re a first-time buyer or a seasoned real estate investor, getting the best mortgage rate possible is a vital consideration. At Primary Residential Mortgage, it’s our goal to get the best available option for you and your family.

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