Kitchen Remodel Tips

Sep 9, 2019 10:26 AM

By: Primary Residential Mortgage, Inc.

At Primary Residential Mortgage, Inc., we know the kitchen is the heart of your home. If it’s due for an upgrade, these tips can help make your remodel project go smoother.


  • Plan your budget before you make any renovations.
  • Consider contacting a designer to help you make a plan and estimate costs.
  • If you’re making significant updates, ask your local PRMI Loan Officer about a cash out refinance or a renovation loan to cover remodel costs.
  • Remember little things can add up. Keep room in your budget for appliances, materials, labor, shipping and hardware (cabinet handles, faucets, etc.). You may also want to consider the cost of eating out while you can’t use your kitchen.

Layout and design

  • Limit large expenses by keeping your current layout if possible. If you want to rework some of the layout, try to keep the plumbing and gas lines the same to prevent costs from skyrocketing.
  • Plan for wide walkways to make the kitchen more comfortable. They should be at least 42 inches wide. If you frequently cook with multiple people, you may want more space.
  • Keep an eye on trends, but aim for a timeless look that will retain its value long-term. Neutral colors and natural materials like stone and wood never go out of style.
  • If your kitchen is a bit small, use light colors to make the space feel more open.
  • If you don’t have room for an island, consider getting a kitchen trolley instead.
  • Choose a spot for the microwave based on who is using it. If it is going to be used by kids, keep it at counter height to prevent spills and injuries.

Lighting and outlets

  • Install some extra outlets when you remodel so you can plug in your phone, smart speakers or Instant Pot.
  • Cabinets sometimes block overhead light from reaching your countertops. Install some lighting underneath your cabinets so your counters stay well lit. This doesn’t just make your kitchen look nice, it also keeps you safer when you’re cooking or slicing veggies.
  • Consider installing a low-hanging lighting fixture over the island for visual interest and extra light.


  • Choose flooring that is tough and easy to clean. For example, porcelain tile is stronger than ceramic tile.
  • If you use tile or stones, consider a larger size to limit grout lines.
  • Wood looks great but is higher maintenance than stone or tile.
  • Laminate is less expensive than most other flooring but might not look as nice or improve your home’s resale value.


  • If you’re looking for a way to keep costs down, consider giving current cabinets an update instead of completely replacing them.
  • Repainting your cabinets or updating the hardware is a fast and relatively inexpensive way to upgrade the look of your kitchen.


  • Stone countertops are more stylish, practical and sought-after. If you can afford to install granite countertops, it’s likely worth the cost. And they don’t just look lovely–they’re also more useful since you can set hot pans on the surface.
  • If you can’t spring for stone countertops, don’t worry. There are many high-quality alternatives that look nice. You’ll just need to be more careful about how you use them.
  • Plan for extra counter space near your stovetop, sink, microwave and refrigerator to make food prep easier.


  • Choose appliances before you plan the complete layout so you have enough room for them. You don’t want to get 90% through your remodel only to realize you can’t install the dishwasher you love because it’s 2 inches too wide.
  • Look for energy-efficient appliances with warranties.
  • Consider getting appliances from the same brand for a cohesive look.
  • Ask if there are discounts if you buy multiple appliances from one store.

Redoing your kitchen is a big project, but done right, it doesn’t have to be stressful. And when you’re done, you’ll have a kitchen you love that may even improve the value of your home.

If you need some extra funds for your kitchen remodel, consider a refinance or renovation loan. Contact a PRMI Loan Officer today to get started.

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