VA Loans

VA Loans

VA Loans in Flower Mound, Texas

Eligible home buyers in Flower Mound, Texas, often find that VA loans are the best borrowing option. Mortgages offered through the U.S. Department of Veterans Affairs come with several upsides – no down payment, no private mortgage insurance (PMI), low interest rates and limits on closing costs – and these benefits aren’t found with other forms of home financing.

Who qualifies for the VA home loan program? Military veterans and current members of the armed forces are eligible, as are reservists, national guardsmen and military academy cadets. Disabled servicemen and surviving spouses of military personnel can also take advantage of VA financing. Other individuals may also qualify, and the PRMI team can let you know if you meet the requirements.

With a VA loan, proceeding along the path to homeownership is much easier than it is with other lending programs. Borrowers can expect more lenient credit score standards and more flexibility on both earnings and debt-to-income ratio. Add in the fact that those who qualify can finance 100 percent of the purchase price of just about any type of home, and you can see why VA financing is ideal for many Texas home buyers.  

If you’re ready to become a homeowner, you need the right loan solution, a lending program that fits your unique circumstances. PRMI Flower Mound is here to match you with a mortgage that makes sense, and we’ll help you every step of the way until you get the keys to your dream home. For more on VA loans, or to kick-start the borrowing process, contact us today!

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