Loan Options

Choose a Home Loan with Expert Mortgage Lenders in Flower Mound, TX

PRMI Flower Mound, TX is happy to help you obtain financing for your new home. We have the full backing of a national mortgage lending company and can offer 15 and 30-year, fixed-rate, and adjustable-rate mortgages. Let us help you take the first step toward homeownership.

We accept applications for conventional, reverse, and jumbo loans, as well as various government home loan programs like USDA, VA, and FHA loans. Our team enhances your options with competitive mortgage rates in Flower Mound, Texas and surrounding areas. Trust our mortgage brokers to help you find the right type of loan.

New Construction Loan

When you’re having trouble finding a home with everything you want, you could opt for a new construction loan in Flower Mound and surrounding areas. Our experienced loan officers can help you apply for this loan and walk you through everything that’s needed.

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First-Time Homebuyer

The first house you buy can affect your financial health for the rest of your life. If your starter home is more expensive than you can afford, you could be saddled with debt for decades. It would then be difficult to buy a permanent home where you can raise your family in comfort. Be smart and seek a viable first-time homebuyer loan with PRMI Flower Mound, TX.

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Home Loan

Texas A&M University’s Real Estate Center reports that the median price of a single family home in the Dallas-Fort Worth area is $255,000. You don’t need to have $45,000 (for down payment) in the bank before buying a home. Our team of local specialists can help you find other options for your home loan in Flower Mound, TX and surrounding areas.

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Low Credit Loan

Homeownership is a privilege that comes easier to people with high credit scores and who can afford a down payment for a house. Those with lower credit scores still have hope, however. If your credit score is below 600, you might qualify for a low credit home loan with PRMI Flower Mound, TX. Consult with our loan officers today.

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Pre-Qualification

All types of mortgages, whether conventional or government-insured, have eligibility requirements. In our years of working with local residents, we have realized that many are unaware of the many home loan programs they can apply for. Get in touch with our mortgage loan officers and talk about pre-qualification to find out which mortgage programs you’re eligible for. 

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Refinance

Financial circumstances can change over the course of a mortgage term. If your income is lower than when you first bought your home, you might want to reduce your monthly payments. Refinance your mortgage with PRMI Flower Mound, TX, and we’ll help you adjust your mortgage terms to a more affordable payment schedule.

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Conventional

If you have a higher credit score and can afford the down payment for your dream house, a conventional loan might be a better choice for you financially. With a conventional loan, you can reduce your mortgage insurance and monthly payments, and you’ll immediately earn equity on your property upon closing. Our loan officers can advise you on viable conventional mortgages for homes in Flower Mound and throughout the state of Texas. 

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FHA

Every aspiring homeowner wants to buy a house with an affordable down payment. With an FHA home loan, you can pay a down payment of as little as 3.5 % for a house, condominium, or multi-unit property in Flower Mound and surrounding areas. The US Federal Housing Administration sets the requirements; we can help determine your eligibility and application at our branch in Flower Mound, TX.

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VA

A VA mortgage is the only other government-backed home loan program that offers 100% financing. If you meet the requirements, you can buy your dream home without a down payment. VA mortgages also waive mortgage insurance, reducing monthly payments and building equity value quickly compared to conventional loans. Contact us to fast-track your VA mortgage application in Flower Mound and surrounding areas.  

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USDA

Have an eye on a property on the outskirts of Flower Mound or the Dallas area? Before making an offer on it, check to see if you are eligible for a USDA home loan. If approved, you get a zero down payment mortgage, low mortgage insurance, and more affordable monthly amortizations. Talk to our mortgage loan officers to find out if you qualify for a USDA home loan.

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